19010 MCGRATH CIRCLE, Port Charlotte, FL, 33948 | $399,900

PRICE ADJUSTMENT!!! Welcome to this beautifully updated 3-bedroom, 2-bath pool home designed for relaxed Florida living. With major improvements completed throughout the home, this property offers comfort, style, and confidence for first-time homebuyers, those relocating for a fresh start, or anyone seeking the true Florida lifestyle. Recent updates include a 2023 roof, 2023 impact windows, a 2023 solar pool-heating multi-temperature system, a 2025 pool pump, a 2022 repiping, a 2021 water heater, and a newer HVAC system. The home is also available fully furnished, providing an easy and convenient move-in option.

The spacious primary suite features two walk-in closets, a private slider leading to the pool area, and an en suite bathroom with dual sinks, a large garden tub, and a separate shower. Bedroom three also includes a slider to the pool, offering flexibility for guests, extended family, or a home office with direct outdoor access. The second bathroom has pool access.

The family room is bright and inviting with cathedral ceilings, a gas fireplace, and a wet bar, making it ideal for entertaining and everyday comfort. The kitchen includes granite countertops, newer cabinetry, a large peninsula for extra seating and prep space, and a built-in desk area. The kitchen opens seamlessly into the family room, while the combined living and dining room features sliding glass doors that lead to the screened lanai and pool deck.

Step outside to your own private tropical oasis. The fully fenced yard is surrounded by lush landscaping, and the expansive screened-in lanai with paver pool deck offers an ideal setting for outdoor dining, relaxing, or entertaining around the solar-heated pool. Recently replaced pool pump.

The home is ideally located near Charlotte Harbor, the Sunseeker Resort, Punta Gorda Airport, beaches, parks, fishing, boating, shopping, and restaurants. Baseball fans can enjoy Tampa Bay Rays spring training at nearby Charlotte Sports Park, golfers have year-round access to Port Charlotte’s scenic courses, and outdoor enthusiasts can explore the 380-acre Tippecanoe Environmental Park with its seven miles of trails. Port Charlotte Beach Park offers another excellent spot for recreation and relaxation.

This property combines thoughtful updates, a spacious layout, and an exceptional location—perfect for first-time homebuyers, those relocating, or anyone ready to enjoy the best of Florida living.

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 85 x 125
  • Laundry: Inside
  • Year Built: 1988
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,078
  • Acreage: 0.24
  • Lot Size: 85 x 125
  • Est. Taxes: $2,294
  • Elem. School: Meadow Park Elementary
  • Middle School: Murdock Middle
  • High School: Port Charlotte High
  • Pool: Gunite, In Ground, Outside Bath Access, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: A4672167
  • Days on Market: 97 days
  • Website: https://www.raveis.com
    /prop/A4672167/19010mcgrathcircle_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/1/2026 6:02:46 AM)
Listing courtesy of WAGNER REALTY   Phone: 941-955-1500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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19010 MCGRATH CIRCLE, Port Charlotte, FL, 33948

$399,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment $191 $191 $191
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,767 $1,892 $2,551
Total Monthly Payment $2,033 $2,158 $2,817

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.