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Welcome to 783 Reef Road, a beautifully crafted home in the highly desirable Penfield Beach area of Fairfield. This elegant residence combines refined design with modern comfort, offering four bedrooms, four and a half bathrooms, and approximately 3, 620 square feet of interior living space and an additional nearly 1, 400 square feet of basement storage space. Inside, the foyer opens to a layout designed for both everyday living and memorable entertaining. The custom kitchen and in home bar sit at the center of the home, while the formal living room provides an ideal spot for gatherings around the fireplace. A separate dining room offers a gracious setting for dinners and celebrations. The gourmet kitchen stands out with Viking appliances, custom cabinetry, a center island, and an abundance of natural light that fills the room. One level up, the primary suite serves as a private retreat with a generous bedroom area, walk in closet, and a luxurious marble bathroom that includes double vanities, a soaking tub and a separate walk in shower. Three additional bedrooms are well sized and share a convenient jack and jill style bathroom. The backyard is a true highlight. This outdoor oasis is designed for both entertaining and relaxation. A custom in ground pool, hot tub, and stone fire pit create a resort like atmosphere. The pergola, stone patio, and outdoor bar and grill complete the space, providing everything needed for gatherings, summer cookouts, or quiet evenings outdo
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Bedroom 2 | Upper |
| Bedroom 3 | Upper |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Upper |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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$2,395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,916,000 | $1,916,000 | $1,916,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.110% | 5.932% |
| Monthly Tax Payment | $2,237 | $2,237 | $2,237 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $10,580 | $11,487 | $15,911 |
| Total Monthly Payment | $12,942 | $13,849 | $18,273 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.