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SELLER DROPPED $50, 000 FOR QUICK SALE! Stunning home meticulously kept offers Designer Custom Upgrades Galore! Situated on highly desired N/S exposure lot. One of a kind. Enter this stunning home w/ramp entry to find the hallway is customized w/designer ceiling plus custom stained glass insert on the sidelight. Gourmet Kitchen is a Chef's Delight boasting upgraded leveled White Quartz Countertop w/full backsplash, 36'' wood cabinets, SS Upgraded GE Profile appliance package w/Glass Top Convection Stove, Large SS sink w/filtered water, glass cabinets, bump-ups, cabinet moldings, cook desk & wine rack. Home complete w/Upgraded Accordion Hurricane Shutters, Crown moldings, A/C w/Upgraded 2x yr filter, upgraded 75 gallon hot water heater. Seller is the Original owner & worked with an Interior Designer to make this home very special. True 3BR with closets & doors in each bedroom plus a convertible 4th bedroom. The Primary bedroom has been beautifully customized & offers a unique entrance to the primary bathroom & Fourth convertible bedroom which extends the space of the Primary bedroom. Can be used as a dressing room, extra closet, office, gym, sitting area or art room. This room offers wainscoting on the walls & a large glass block window brining in natural light. Custom drapery throughout w/black out blinds in primary bedroom. Primary Closets have been upgraded. Home offers tint on some windows, upgraded security system w/motion detectors, neutral tile on diagonal, crown moldings, upgraded and newer carpeting in the bedrooms, pocket doors in many rooms, large laundry room with washer & dryer, Splash Sink & cabinets for extra storage. Second full bath is upgraded to walk in shower w/Custom Framed Mirror & upgraded bath lights, tile to ceiling & more. Seller added many more switches, outlets & recessed lighting. Powder room is complete with pedestal sink & custom wall paper, upgraded light fixture. Beautifully maintained landscape surrounds home and seller added additional row of tall flowering bushes on the berm for extra privacy. Private outdoor patio covered and screened & additional pavers beyond. Pull down steps in attic & so much more. Won't last long. Come live the country club lifestyle without paying country club fees. Newly renovated clubhouse for you to enjoy. Endless clubs & shows in this Highly Sought after Valencia Pointe 55+ Community. You will find Resort Style Amenities, Tennis Courts, Pickleball, Convenient Cafe, Game & Card Rooms, Shows & Clubs for all, Billiards, Fitness room, Fitness Classes, Walking trails, Biking Trails & so much More! Pet Friendly.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $459,920 | $459,920 | $459,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $489 | $489 | $489 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,540 | $2,721 | $3,667 |
| Total Monthly Payment | $3,121 | $3,302 | $4,248 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.