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CALLING ALL SERIOUS BOATERS! - Check out this 4 bed/3 bath, waterfront home w/pool in Port Charlotte. The property offers 100ft of waterfront, private dock w/12, 500 lb boat lift & nearly instant access to Charlotte Harbor. You need to see this home if quick, sailboat access to open water is at the top of your list. It's located on a wide canal in the Edgewater area & you can reach Charlotte Harbor in under a minute from your backyard. High and dry with no flood damage or water intrusion from Milton or Helene. Inside, the home has a spacious, open floor plan w/vaulted ceilings and wood-look laminate floors in the living room, dining room and family room with porcelain tile in the bedrooms. Centrally-located kitchen connects both living areas. Kitchen is updated w/white cabinetry, stainless-steel appliances, solid-surface counters, and marble-look subway tile that give it a crisp and contemporary feel. The adjacent breakfast nook looks straight out to the pool and canal. The family room offers built-ins, recessed lighting, and walk-out access to the summer kitchen. The master suite has an en-suite bath w/private patio plus access to the lanai. Two walk-in closets and a large dressing room that more than doubles the closet space add flexibility. Don't need that much storage, consider using it as a home gym, hobby room or art studio. It could even be used as an additional bedroom, if needed. With a guest bath just outside the dressing room, it works for guests as well. The split bedroom layout boasts three guest bedrooms on the opposite side of the home. Guest rooms share a hall bath. One guest room has walkout access to the lanai while another has a private patio w/canal & harbor views. Sliding glass doors from almost every room open to the lanai extending the living space outside. Enjoy true indoor/outdoor, Florida living here. The brick paver patio surrounds the in-ground, heated pool. Relax under the shade of the covered areas, soak up some Florida sun on the large pool deck or enjoy dining al fresco by the summer kitchen. There's room for it all out here! Just beyond the pool cage is the oversized dock (rebuilt in 2021) w/12, 500 lb boat lift. Water & electric hook-ups are available dockside. Other amenities include a Decra metal roof, two hot water heaters (including a new 50-gallon one), two A/C systems, full hurricane protection w/electric roll-downs on lanai, Bahama shutters on side and panels for the rest. There's also an RV concrete pad w/30-amp connection. Updates include NEW pool heater (2024), NEW Hayward ColorLogic pool light (2024), NEW pool filter (2023) & NEW dishwasher (2022). Now's your chance to own your waterfront dream. Step out back, lower the boat and you’re on your way. Make an appointment today!
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Our Executive Mortgage Banker:
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$780,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $624,000 | $624,000 | $624,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.168% | 5.561% |
| Monthly Tax Payment | $630 | $630 | $630 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,592 | $3,737 | $5,016 |
| Total Monthly Payment | $4,314 | $4,459 | $5,738 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.