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One or more photo(s) has been virtually staged. Coastal Charm Meets Modern Comfort: Your New 55+ Villa Awaits in Twin Oaks!
Discover the epitome of effortless living at 11200 102nd Ave #16, a beautifully updated 1, 355 sq ft end-unit villa nestled in the heart of Twin Oaks, a vibrant 55+ community. This single-story haven is move-in ready, offering two spacious bedrooms, two bathrooms, and an inviting open-concept living and dining area bathed in glorious natural light.
Step inside to a fresh, contemporary interior, boasting new paint and elegant luxury vinyl plank flooring throughout. The modern kitchen is a chef's delight, complete with sleek stainless steel appliances, a brand-new dishwasher, and generous counter space for all your culinary adventures. Retreat to the primary suite, featuring a private ensuite bathroom and a large closet with convenient attic access.
Enjoy the ease of an assigned parking space and ample guest parking. This delightful villa is being sold partially furnished (optional), ensuring a seamless transition into your new home.
Twin Oaks offers a friendly, active community surrounded by picturesque oak trees in central Pinellas County. Enjoy peace of mind in a non-evacuation zone with no flood insurance required! Dive into a refreshing pool, socialize at the clubhouse, or join in on bingo, shuffleboard, pinochle, and coffee hour – all included in your reasonable HOA fees, which also cover basic cable and internet.
Perfectly situated just moments from award-winning beaches, diverse shopping, the local library, post office, and charming parks. Plus, enjoy quick access to Seminole City Center, St. Petersburg College, and Seminole Recreation Center. Don't let this opportunity slip away – schedule your private showing and start living your best life today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$169,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $135,600 | $135,600 | $135,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $770 | $812 | $1,081 |
| Total Monthly Payment | $845 | $887 | $1,156 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.