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Feel like your living in a private home but without the high taxes and insurance cost while having the conveniences of a COOP. This unit was recently knocked down and completely rebuilt from the ground up in 2021. The unit's interior features high ceilings, radiant floors, hardwired alarm system, central vacuum, marble bathrooms, hardwood flooring throughout and energy efficient spray foam insulation. The primary suite has a walk in closet with washer and dryer, a large ensuite bathroom with radiant floors and a marble walk-in shower. The bedroom has high ceilings and is very bright with a skylight and large windows. The primary suite has direct access to a large deck on the 2nd floor. The first floor has an open floor plan with a large family room, large kitchen with a breakfast area and a powder room. The first floor features both a front porch and a year deck with access to your private yard. On the hot summer days walk to the large pool that has recently been remodeled. The community is conveniently located between Rt 6 and 202 which offers an abundance of shopping and entertainment options. This unit can be a great option for a first home or to downsize into because of the very low HOA fees which include the taxes. Pick up and go south in the winters and still have a place in Westchester County without a huge financial burden. The unit can also be a great place if you would like to get out of the city for the weekends or holidays. Why rent when you can own for less?
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Our Executive Mortgage Banker:
Our Insurance Division:
$335,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $268,000 | $268,000 | $268,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.178% | 5.541% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,480 | $1,607 | $2,154 |
| Total Monthly Payment | $1,555 | $1,682 | $2,229 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.