1695 CLEARWATER HARBOR DRIVE, Largo, FL, 33770 | $645,000

Fully Renovated 3 Bedroom Home Near the Water in Harbor Hills!

Experience modern coastal living in this beautifully renovated 3 bedroom, 2 bathroom perfectly situated only a few streets from the water and just 10 minutes from Indian Rocks Beach! This home offers the best of Florida living.

Discover a complete renovation featuring BRAND NEW DRY WALL, NEW INSULATION, NEW LUXURY FLOORING, BRAND NEW KITCHEN APPLAINCES, HURRICANE IMPACT WINDOWS, NEW A/C SYSTEM, and the list goes on!

Step into a completely renovated home, brand new from top to bottom and thoughtfully designed with high-end finishes throughout. Featuring top-of-the-line luxury design and fully furnished with premium furniture, this move-in-ready property offers unmatched convenience from day one!

Currently operating as an Airbnb, the home provides excellent flexibility-ideal as primary residence, vacation home, or income-producing property in one of Largo's most desirable areas!

The open concept floor plan fills the space with natural light, creating a bright and welcoming atmosphere throughout.
Enjoy peaceful morning walks by the water and spend your weekends soaking up the sun on the nearby beaches. With every detail thoughtfully updated, this move-in-ready home blends style, comfort, and coastal charm making it an exceptional find.

Come see your future home today!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 100
  • Laundry: Laundry Room
  • Year Built: 1970
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,891
  • Acreage: 0.18
  • Lot Size: 80 x 100
  • Est. Taxes: $2,238
  • HOA Fee: $100 Annually
  • Pet Policy: Yes
  • Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer
  • MLS#: TB8431604
  • Days on Market: 164 days
  • Website: https://www.raveis.com
    /prop/TB8431604/1695clearwaterharbordrive_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/16/2026 4:20:21 AM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Renee RobertsManaging Principal | Broker | Realtor

781.727.3054

Renee.Roberts@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1500191

617.281.4872

Kate.Rockett@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1695 CLEARWATER HARBOR DRIVE, Largo, FL, 33770

$645,000

Renee Roberts

Managing Principal | Broker | Realtor

William Raveis Real Estate

Phone: 781.727.3054

Renee.Roberts@raveis.com

Kate Rockett

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 617.281.4872

Kate.Rockett@raveis.com

NMLS Mortgage Loan Originator ID 1500191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $516,000 $516,000 $516,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $187 $187 $187
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,970 $3,304 $4,285
Total Monthly Payment $3,248 $3,582 $4,563

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.