2106 HAVASU FALLS DRIVE, Deland, FL, 32724 | $409,900

Better Than New! Stunning 4BR/2BA Ryan Homes Panama Model with Beautiful Water Views
Welcome home to this beautifully upgraded 4 bedroom, 2 bath Ryan Homes Panama Model, offering a serene pond view surrounded by woods with abundant wildlife and a warm, inviting feel from the moment you arrive. This home is truly better than new with thoughtful enhancements inside and out. into an open, bright layout featuring a chef-inspired kitchen with granite countertops, built-in double ovens, tile backsplash, upgraded faucet, and 42" soft-close cabinets. The large kitchen island provides the perfect space for prep, serving, and gathering. Relaxing Primary Suite has HUGE walk in closet. Both bathrooms feature elegant quartz countertops, including a luxurious primary bath with an oversized shower and built-in bench.
Enjoy peace of mind with an owned water softener, upgraded lighting and ceiling fans, and garage shelving installed above the door for extra storage. Outside, the upgrades continue with an aluminum fenced backyard, an extended patio, and a beautiful 9x20 stamped concrete extension complete with an automatic retractable awning with built-in lighting—perfect for relaxing evenings outdoors. The extensive front and backyard landscaping, along with full gutters and downspouts, add curb appeal and functionality. Located in a highly desirable newer neighborhood featuring a community pool, playground, clubhouse, and scenic walking trails. Commuting is a breeze with easy access to Hwy 92 to Daytona or I-4 to Orlando. You're just 30 minutes or less from the beach and about one hour to the Orlando Airport or major attractions. This home offers the perfect blend of style, comfort, and convenience—a must-see!

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2023
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,996
  • Acreage: 0.14
  • Est. Taxes: $6,771
  • HOA Fee: $262 Quarterly
  • Elem. School: Friendship Elem
  • Middle School: Deland Middle
  • High School: Deland High
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Microwave, Refrigerator, Water Softener
  • MLS#: V4945929
  • Days on Market: 61 days
  • Website: https://www.raveis.com
    /prop/V4945929/2106havasufallsdrive_deland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/11/2026 9:06:14 AM)
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO   Phone: 407-622-2122

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2106 HAVASU FALLS DRIVE, Deland, FL, 32724

$409,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $327,920 $327,920 $327,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.156% 5.522%
Monthly Tax Payment $564 $564 $564
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,811 $1,964 $2,636
Total Monthly Payment $2,450 $2,603 $3,275

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.