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This inviting three-bedroom, two-bathroom home, has an assumable mortgage at 3. 18% and is nestled at the end of a quiet cul-de-sac in Gaspar’s Hideaway on Little Gasparilla Island. Accessible only by private boat or water taxi, Little Gasparilla Island is a bridgeless barrier island just off the Cape Haze peninsula, offering a unique sense of seclusion and tranquility. The exterior of the home features a spacious screened-in front porch, perfect for relaxing and enjoying the gentle island breeze. On the side of the house, a large sunny deck provides an ideal spot for outdoor grilling. Additional amenities include a fire pit area and an outdoor shower, enhancing the island lifestyle. Upstairs, the kitchen, living room, and dining area are designed with vaulted ceilings, creating an open and welcoming atmosphere ideal for entertaining guests. The kitchen is equipped with granite countertops, a granite waterfall breakfast bar, solid wood cabinets, stainless-steel appliances, and an attractive blue glass subway tile backsplash. The upstairs bathroom has been updated with a modern vanity and features blue glass tiles in the shower. The home features wood plank look ceramic tile flooring throughout, providing a cohesive and stylish appearance in every room. There are two bedrooms and one bathroom upstairs, while a bonus bedroom and full bathroom are located downstairs. The downstairs storage and laundry room offers plenty of space for storing beach toys, fishing gear, and tools, making it convenient for all your island adventures. Little Gasparilla Island is renowned for its peaceful, friendly atmosphere, free from shops, restaurants, and car traffic. Residents enjoy wandering sandy trails set amid lush tropical foliage, as well as 3 ½ miles of pristine beaches perfect for searching for seashells and sharks’ teeth. Gaspar’s Hideaway provides three community docks on a first-come, first-served basis and deeded beach access for residents. Experience the very best of island living—you may soon find yourself wanting to call this special place home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | $661 | $661 | $661 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,248 | $2,406 | $3,209 |
| Total Monthly Payment | $2,984 | $3,142 | $3,945 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.