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Welcome home to this light and bright, spacious JUNIOR 4 at the desirable Bradford House. Junior 4 means that besides the bedroom, there is an extra room which could be used anyway you like! Could be a formal dining room, guest room, a home office, home gym, etc. This tastefully renovated residence offers a beautifully updated eat-in-kitchen with a breakfast bar and all stainless steel appliances and stone countertops. The bathroom also has been renovated beautifully! The primary bedroom is massive and the junior 4 layout has been known to be used as a two bedroom. Updated flooring and lighting throughout! Need closet space? This unit features so much closet space! Looking for a building that has garage parking and is lojcated within the vibrant downtown area of White Plains near the Post Rd. Look no further! Absolutely move in ready! Hardwood flooring is under the new vinyl flooring. Garage parking is included ( waitlist ) A highlight of this unit is the expansive primary bedroom, plus an additional room off the kitchen that could be used as a guest room/ dining room/ den/ home gym or office. Many have also chosen to use the large foyer as a dining area which will double the space of the living room or use the extra room off the kitchen for a dining room. There are the original hardwood floors underneath the updated flooring. This lovely 1BR + home is immaculate and move in ready! Waiting list for garage spot - ADA access at the rear entrance by the garage. While waiting for the garage spot there is available across the street and at at Hamilton/Main Garage. Optional storage area available for $50. 00 a month. Non refundable Application fee/ $550. 00 + $175. 00 fee for each additional applicant. DTI: 28% /35% Minimum credit score of 700. Maximum 2 cats. No dogs permitted.
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $212,000 | $212,000 | $212,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,271 | $1,323 | $1,760 |
| Total Monthly Payment | $1,346 | $1,398 | $1,835 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.