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Beautiful 3 bedroom 2 bath waterfront home in Punta Gorda Isles with 99 foot of seawall, a fantastic view of intersecting canals and sailboat access to Charlotte Harbor. Home was completely redone in 2006 with 20 inch porcelain tile floors throughout, skylights, gourmet kitchen, solar reflector Category 3 protection film windows and updated baths. The home features a great room designed with cathedral ceiling. The great room offers a wood burning fireplace and built-in bookshelves. The gourmet kitchen features custom cherry cabinetry, granite countertops and stainless steel appliances totally replaced in 2022, two sinks each with disposals, under-cabinet lighting and an oversized breakfast bar. The dining room overlooks the pool and canal view. Almost every room in the home offers a canal view. The split bedroom floor plan includes large bedrooms. The master suite has private access to the lanai, walk-in closet and spa like master bath. Outside, the Lanai features an in-ground, heated saltwater pool which was newly resurfaced in 2025 plus a beautiful kitchen on the lanai with granite counters, cherry cabinetry, sink and bar refrigerator. There is an under-sink reverse osmosis drinking water system in the kitchen and a whole home ion exchange resin water purification and softener system. Enjoy outdoor entertaining and live the Florida lifestyle. And extended 85 foot concrete dock with 30, 000 pound boat lift Refurbished with 4 new drive motors in 2025. Other amenities include whole house Hurricane protection, Gerard Metal Tile Roof with transferable warranty, reinforced garage door and 15, 000 Watt generator with bypass. 16 SEER AC system with a 10 year warranty, air handler and UV light in 2021. The entirety of the ducts were sealed and cleaned in 2024. The home is meticulously maintained and move in ready condition. Make an appointment and be prepared to be impressed.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$770,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $616,000 | $616,000 | $616,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.156% | 5.609% |
| Monthly Tax Payment | $1,030 | $1,030 | $1,030 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,498 | $3,689 | $4,992 |
| Total Monthly Payment | $4,620 | $4,811 | $6,114 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.