413 MANNS HARBOR DRIVE, Apollo Beach, FL, 33572 | $634,999

Under contract-accepting backup offers. 413 Manns Harbor Drive | 4 Bedrooms | 3 Baths | 2, 487 Sq Ft | Oversized Lot | Private Backyard | Partial Water Views | MiraBay

Welcome home to 413 Manns Harbor Drive — a spacious two-story 4 bedroom, 3 bath home sitting on an oversized lot with a fully fenced private backyard and partial water views. This spot is just a short walk to the MiraBay clubhouse, making it easy to enjoy all the resort-style amenities this community is known for.

A large oversized front porch leads you inside to soaring 20ft ceilings, Brazilian Koa hardwood floors, and a bright, open feel. Just inside the entry, you’ll find a formal dining room on one side and a private office/flex room on the other—great for work-from-home, a playroom, or even a guest space.

The kitchen includes 42" wood cabinets, solid-surface counters, stainless appliances, a breakfast nook, and open concept to the family/great room. Tall ceilings, double French doors, Plantation blinds and lots of natural light make this main living space warm and inviting. Outside, the covered lanai now includes a newly screened patio, and the backyard is large enough for a future pool if desired.

The first-floor primary suite features a sitting area, a large walk-in closet, and a roomy bath with double sinks, a garden tub, and a walk-in shower.

Upstairs, you'll find three additional bedrooms plus a fully remodeled bathroom with updated finishes.

This home also includes:
• Metal roof
• New interior and exterior paint
• Whole-house Generac generator
• On-demand hot water system
• Plantation shutters
• Central vacuum system
• Security system
• Two A/C units
• Tile in kitchen, baths, and entry

Living in MiraBay gives you access to some of the best amenities in the area: a waterfront clubhouse, two heated year around pools including a zero-entry resort pool with waterslide, lap lanes, a state-of-the-art fitness center, pickleball, tennis, basketball, playgrounds, 24 hour fitness, fishing, kayaks, paddleboards, walking trails, and tons of year-round community events.

Features

  • Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Lobby Key Required, Maintenance, Park, Pickleball Court(s), Playground, Pool, Tennis Court(s), Trail(s)
  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Lot Size: 74.88 x 106
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Contemporary
  • Year Built: 2006
  • Garage: 2-car Driveway, Garage Door Opener, Off Street
  • Heating: Central, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 2,487
  • Acreage: 0.2
  • Lot Size: 74.88 x 106
  • Est. Taxes: $11,744
  • HOA Fee: $172 Annually
  • Lot Desc: Corner Lot, In County, Irregular Lot, Landscaped, Level, Near Marina, Near Public Transit, Oversized Lot, Sidewalk
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator
  • MLS#: TB8448637
  • Days on Market: 125 days
  • Website: https://www.raveis.com
    /prop/TB8448637/413mannsharbordrive_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/1/2026 2:56:04 AM)
Listing courtesy of 27NORTH REALTY   Phone: 813-645-4663

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

413 MANNS HARBOR DRIVE, Apollo Beach, FL, 33572

$634,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $507,999 $507,999 $507,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.395% 6.545% 5.900%
Monthly Tax Payment $979 $979 $979
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,046 $3,169 $4,185
Total Monthly Payment $4,117 $4,240 $5,256

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.