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This affordable and nicely decorated 2-bedroom, 2-bath home is located in the desirable 55+ waterfront community of Harbor Cove. With a remarkably low annual lease fee of just $99, this property offers exceptional value and is in the pet section. It features both a screened lanai and an elevated enclosed lanai, offering versatile outdoor living spaces. Attractive furniture and contents are included with sale plus a golf cart for added convenience. Nice open kitchen, dining, living area with some retro wood ceiling beams for added character. Both bedrooms come with built in closets and storage drawers and the bathroom has been nicely remodeled. Newer luxury vinyl flooring is found in most of the home and subfloors were also replaced. There is a good size shed for storage that also houses the washer and dryer. Other updates within the past four years include a renovated bathroom, new carport, updated gutters, and a new vapor barrier. The seller notes that while the roof over the enclosed lanai has been repaired, some ceiling damage remains unaddressed. Harbor Cove residents enjoy access to two heated pools, a hot tub, bocce ball and shuffleboard courts, and optional amenities such as a fitness center, pickleball and tennis courts, craft rooms, and a 90-slip marina with direct access to the Gulf via the Myakka River. This is your chance to embrace affordable living and a vibrant social scene with regularly scheduled organized events. Choose to attend dances, holiday and patio parties, trivia, bingo and card games, picnics, golf cart parades, art classes and more. Join one of the many clubs and start making new friends right away. Close to shopping, Costco, dining, farmers markets, quality medical services and beautiful area beaches. Schedule a showing today to take a closer look!
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$109,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $87,200 | $87,200 | $87,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $85 | $85 | $85 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $495 | $522 | $695 |
| Total Monthly Payment | $655 | $682 | $855 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.