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Located in the 55+ Gated Summerglen community is this customized and enlarged Cedar Key II model 2 bedroom, 2 bath 1917 Sq. Ft. home. It has an enlarged one of a kind enclosed lanai that is 17’9” x 20’ with a gas hookup for a fireplace and solar shades on the windows while it overlooks a customized landscape view with a water fountain on the patio with a gas hookup for a fireplace or grill for you to enjoy while you watch the butterfly’s and birds. The home has an open floor plan with central vacuum and luxury vinyl planking flooring while you see the living room with a gas fireplace, a dining room, a kitchen with a breakfast room area and an enlarged flex room that can easily be turned into another bedroom to make it a 3 bedroom home or leave it as a den. The primary bedroom was also enlarged at build time. There are solar tubes in 4 rooms for additional light and the home has lifetime warranty energy efficient windows installed in 2021, a new roof with a scotch guard finish that is guaranteed for 15 years and has a wind mitigation warranty for winds up to 150 MPH that was installed In 2022 as well as a new gas water heater that was installed in 2021. The garage is insulated and has a screen door that comes down when you want the hard door open. An Extra insulation package was installed at build time for energy efficiency in the entire home and the attic has a floor for extra storage. There is a laundry room with electric hookups in the house as you come in from the garage. Extra TV outlets are installed in each bedroom and the flex room for ease in arranging your furniture and above the kitchen cabinets are outlets for lighting that is controlled by a wall switch. Summerglen HOA fee provides you with facility access, 1 DVR box, 2 TV cable boxes, and internet of 1 GBPS while the TV package has 125+ channels and you can stream HBO MX, Disney+, ESPN and Paramount. It also provides trash pickup 2x weekly along with recycling and yard waste by-weekly, and your lawn is cut, trimmed and edged. As an added bonus you get a $30. Per month credit to the great Onsite Restaurant for food and beverages per month. When you come to see this home please pick up the Summerglen community trifold that tells you much more about this Community and what it has to offer.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $244,720 | $244,720 | $244,720 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $207 | $207 | $207 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,507 | $1,567 | $2,049 |
| Total Monthly Payment | $1,789 | $1,849 | $2,331 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.