514 SUMMIT STREET, Largo, FL, 33770 | $850,000

Move-In Ready New Construction in the Heart of Largo!

This stunning property offers the unique opportunity to purchase the adjoining lot at 302 6th Ave SW (an additional 5, 437. 5 sq. ft. ) for an additional $175, 000—providing a rare chance to expand your homesite with incredible potential for a future pool, detached garage, additional outdoor living, or extra green space. Together, this combination offers exceptional flexibility in one of Pinellas County’s most desirable areas.

This beautiful 4-bedroom, 3. 5-bathroom home features approximately 2, 800 sq. ft. of modern luxury with 10-ft ceilings, premium flooring, and a gourmet kitchen showcasing quartz countertops, high-end finishes, and top-quality appliances. Custom lighting enhances every room, and the home is fully integrated with smart home technology for seamless control of lighting, climate, and security.

Built with durability and efficiency in mind, the home includes PGT impact windows, a vinyl-fenced yard, irrigation system, and a paver driveway. A 10-year structural warranty and 1-year builder warranty offer added peace of mind.

Located in one of Pinellas County’s fastest-growing and revitalizing districts, this home offers unmatched convenience. Enjoy front-row views of the county’s premier Fourth of July fireworks show, plus walking-distance proximity to two top-rated IB schools. A brand-new school board facility sits at the end of the street, and the revitalized Downtown Largo—featuring shops, restaurants, and the impressive new City Hall—is just a short walk away. Largo Central Park, Botanical Gardens, nature preserves, and the Pinellas Trail are only minutes from your door, with Gulf beaches just a 7-minute drive.

This area is rapidly transforming, making this a unique opportunity to own a luxury home—with the option to add an additional buildable lot—in the heart of Pinellas County’s next great destination.

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Laundry Room, Upper Level
  • Year Built: 2025
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,800
  • Acreage: 0.13
  • Est. Taxes: $2,502
  • Elem. School: Mildred Helms Elementary-PN
  • Middle School: Largo Middle-PN
  • High School: Largo High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: TB8448131
  • Days on Market: 103 days
  • Website: https://www.raveis.com
    /prop/TB8448131/514summitstreet_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/28/2026 11:42:43 PM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Natalie Kirstein - Natalie Kirstein TeamLuxury Properties Specialist

239.784.0491

Natalie.Kirstein@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

514 SUMMIT STREET, Largo, FL, 33770

$850,000

Natalie Kirstein - Natalie Kirstein Team

Luxury Properties Specialist

William Raveis Real Estate

Phone: 239.784.0491

Natalie.Kirstein@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $680,000 $680,000 $680,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.750% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.046% 5.846% 5.700%
Monthly Tax Payment $209 $209 $209
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,755 $3,968 $5,556
Total Monthly Payment $4,055 $4,268 $5,856

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.