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539 Islebay Drive | 4 Bedrooms | 3 Baths | Pool | Waterfront | MiraBay
This Nohl Crest–built Hemingway floorplan gives you over 3, 000 sq ft of comfortable, coastal living in the gated waterfront community of MiraBay. The metal roof, Newer AC units, Newer Water Heater, big open spaces, and thoughtful custom updates throughout make this home stand out the minute you walk in.
Inside, the split floorplan works great and is completely flexible for families or anyone who needs extra room for guests. The kitchen has been updated with custom pull-out cabinetry, granite counters, stainless appliances, gas cooktop, double ovens, and both under- and over-cabinet lighting. You’ll also find custom carpentry and built-ins throughout the home, updated lighting and hardware, solid back walnut wood accents and beautifully remodeled baths. The primary closet was fully redone in 2018 with a custom storage system that feels straight out of a boutique.
The living areas flow right out to the screened lanai, and wide canal views. The backyard is peaceful and private, with a 14, 000-lb boat lift already in place. Perfect for boating, paddleboarding, or just watching the sunset and dolphins and manatees from your own backyard. Landscaping is lush and well cared for, and the long brick-paver driveway and welcoming front porch give the home great curb appeal.
The garage deserves its own highlight— at 21x25 it's a true masterpiece with custom-built storage galore. There are no wasted spaces.
Additional features: Tall ceilings, plantation shutters, crown molding, Gorgeous bamboo in the bedrooms and tile in the main living areas pull everything together into a home that’s been meticulously maintained with attention to every detail.
Living in MiraBay means access to the waterfront clubhouse, 24 hour fitness center, heated resort-style pools, café, lounge, basketball tennis and pickleball, miles of trails, year-round events, and an overall laid-back coastal lifestyle. This is a golf cart friendly community. You’re just minutes from US-41 and I-75, making it easy to get to Tampa, St. Pete, or the beaches.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $999,200 | $999,200 | $999,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.154% | 6.031% | 5.991% |
| Monthly Tax Payment | $1,221 | $1,221 | $1,221 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,673 | $5,911 | $8,297 |
| Total Monthly Payment | $7,019 | $7,257 | $9,643 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.