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Presented by
Kathy Samul |
So you love the "Farm House" style? No compromise here! Circa 1840 beauty exudes charm throughout. Artist owned, the home features functional antique pieces combined with all the modern comforts you desire. New kitchen, leathered granite counters, lighting fixtures and appliances; even a walk in pantry! Every room is warm and inviting. Formal and informal dining areas, beehive fire-placed living room utilizes built in wood burning insert. Custom accents include areas of exposed wood, antique Staffordshire wash basin, copper sink & Amish wood shelves. French doors lead to office/den with built-ins and a Rumford fireplace; possible use as 4th bedroom. Two full baths, one on each floor & artistically fashioned, compliment the three main bedrooms. This romantic homestead is set on a level corner lot and bordered by a tapestry of perennial flower beds. Lilacs, lavender, hydrangea, and a gated white picket fence surround the lovely yard; something is always in bloom! Ideal for entertaining, recreation or simple relaxation. Two car barn/garage with loft has its own updated electrical. Enjoy evenings around a fire-pit or in the spacious enclosed screened porch. This unique property is served by public water and sewer. The location is superb. . . walk to schools, town pool/tennis, walking trails and minutes to Collinsville center, restaurants, and river recreation including kayaking/fishing and more. Two hours to NYC or Boston. Natural gas IS available as an option to hook into although house is currently heated by oil
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Bay/Bow Window,Wide Board Floor | Upper |
| Bedroom 2 | Built-Ins,Wide Board Floor | Upper |
| Eat-In Kitchen | Skylight,Vaulted Ceiling,Built-In Hutch,Eating Space,Wide Board Floor | Main |
| Formal Dining Room | Beams,Built-In Hutch,Wide Board Floor | Main |
| Kitchen | Remodeled,Granite Counters,Pantry,Wide Board Floor | Main |
| Living Room | Bay/Bow Window,Beams,Fireplace,Wide Board Floor | Main |
| Office | Book Shelves,Built-Ins,Fireplace,French Doors | Main |
| Primary Bedroom | Wide Board Floor | Upper |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
For homebuyers and sellers, our Attorney Network:
$474,000
Sales Associate
William Raveis Real Estate
Phone: 860.305.8430
Kathy.Samul@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $379,200 | $379,200 | $379,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $555 | $555 | $555 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,213 | $2,304 | $3,073 |
| Total Monthly Payment | $2,842 | $2,933 | $3,702 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.