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NEW YEAR NEW PRICE! Your Dream Beachside Escape in New Smyrna Beach, Florida! Don't miss this charming, updated 3-bed, 2-bath home in this golf cart friendly beachside community, your ultimate slice of coastal paradise. Nestled on a fenced 70' by 100' lot just blocks from the beach, Flagler Avenue, and Canal Street, this home puts the best of New Smyrna Beach living right at your fingertips. Inside, enjoy a bright, beachy vibe with a desirable split-bedroom floor plan and updated bathrooms. The kitchen is streamlined, stylish, and built for efficient cooking and connects to a huge dining area! The versatile, light-filled Florida Room stretches across the entire front of the home, offering tons of space for a home office or gym. So much room for activities! ;-) The private owner’s suite features a custom walk-in California closet and private exterior access. Out back, you'll find your private backyard oasis! French doors open onto a paver patio and a fantastic, covered tiki bar/outdoor kitchen complete with a sink and grill—the perfect setup for unforgettable gatherings. Peace of mind is guaranteed with a newer AC, a whole-house generator, tankless water heater, and a brand-new metal roof (with extra blown in insulation) and gutters (2025). Plus, two outdoor sheds offer ample storage for all your beach toys. This is breezy, laid-back coastal living at its finest. Schedule your private showing today and make this dream retreat yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$609,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $487,200 | $487,200 | $487,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | $171 | $171 | $171 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,766 | $2,918 | $3,916 |
| Total Monthly Payment | $3,029 | $3,181 | $4,179 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.