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This one is a MUST SEE!!!!! UNIQUE UNPARALLELED OPPORTUNITY with current LOW FEES which will soon decrease by another $100 a month. From the moment you enter into this gorgeous 2 bedroom, 2 bathroom open floor plan with 1274 sqft of living space you realize you have finally made it home. The updated kitchen offers light wood cabinetry with solid surface countertops, new microwave and oven appliances, accompanied by a gas cooktop and tiled backsplash. The open dining, living, and BONUS room floor plan offers plenty of space for entertaining family and friends. The spacious master bedroom offers an en-suite bathroom with oversized shower and walk-in closet. The spacious second bedroom offers 2 large closets, plenty of storage space and privacy for guests, with a second full bathroom nearby for convenience. Look out back of your hurricane-grade windows while savoring your morning, afternoon, or evening beverage and indulge in water sports, watching the dolphins and taking in picturesque views of Boca Ciega Bay. This 55+ waterfront community has amenities that include 2 heated pools, sauna, gas grills, a common dock area to sit or fish from, kayak with kayak launch pads, shuffle board courts, clubhouse and fitness center. Shorecrest steel reinforced concrete building has undergone $1. 4 million in renovations including new walkways, railings, and plumbing, plus $1. 2M full upgraded roof replacement. Milestone inspections 1 and 2, along with the final inspection required by the State have been completed and paid for by the association.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$274,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $219,920 | $219,920 | $219,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.292% | 5.609% |
| Monthly Tax Payment | $332 | $332 | $332 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,231 | $1,336 | $1,782 |
| Total Monthly Payment | $1,638 | $1,743 | $2,189 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.