3522 FOX TERRACE, Port Charlotte, FL, 33981 | $555,000

Welcome to a rare slice of waterfront luxury in the highly desired Gulf Cove area, an impeccably maintained 3-bedroom, 2-bathroom pool home situated on stunning oversized 0. 44 acre pie-shaped lot. With nearly 56 feet of serene waterfront and located just feet from the Myakka River, this residence offers the ultimate blend of elegance, privacy, and true Florida coastal living.
From the moment you arrive, the home’s pristine condition and thoughtful upgrades stand out. A new roof (2018), AC system (2016), and water heater (2016) provide peace of mind, while the home’s elevated positioning and smart site design have contributed to no flooding history. Inside, the 2018 full kitchen renovation showcases beautiful cabinetry, modern finishes, and an effortless flow into the main living spaces. New flooring (2018) carries you throughout the home, adding warmth, style, and continuity.
Expansive windows and sliders maximize natural light and frame gorgeous water views from multiple angles. The split-bedroom layout ensures comfort and privacy, while the spacious primary suite enhances the luxury feel with tranquil pool and canal vistas.
Step outside to your own private oasis, the sparkling pool is the centerpiece of the outdoor living area, surrounded by a generous screened lanai perfect for relaxing, dining, and entertaining. With an oversized lot, the property delivers exceptional outdoor space rarely found in the community ideal for gardening, extensions, or simply enjoying the added privacy and wide waterfront panorama.
Situated just moments from open water, boating and recreation opportunities are endless, and you're only a short drive from shopping, dining, golf courses, and Gulf beaches. Yet the peacefulness of this quiet, established neighborhood makes it feel worlds away.
Beautifully updated, meticulously cared for, and positioned on one of the most unique waterfront settings in Port Charlotte, this home is a standout opportunity for those seeking luxury, comfort, and exceptional lifestyle living.

Features

  • Rooms: 12
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1988
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,899
  • Acreage: 0.44
  • Est. Taxes: $10,673
  • Lot Desc: Cul-De-Sac
  • View: Water
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Gunite, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: C7517756
  • Days on Market: 104 days
  • Website: https://www.raveis.com
    /prop/C7517756/3522foxterrace_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/16/2026 3:27:50 AM)
Listing courtesy of GRANT TEAM REAL ESTATE, LLC   Phone: 941-205-8481

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3522 FOX TERRACE, Port Charlotte, FL, 33981

$555,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $444,000 $444,000 $444,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $889 $889 $889
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,556 $2,843 $3,687
Total Monthly Payment $3,537 $3,824 $4,668

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.