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Set back from the road for added privacy, this spacious property offers a rare blend of comfort, functionality, and flexibility. Ideal for those who love the outdoors or need space for extended family, the home sits on a large open lot surrounded by nature perfect for gardening, gatherings, or quiet relaxation. Inside, the main home features an inviting open floor plan with hardwood floors and plenty of natural light. The layout flows easily from the living room to the dining area and kitchen, making entertaining effortless. The finished basement provides extra space for a home office, gym, or playroom, adapting easily to your lifestyle. A major highlight is the 835 sq. ft. Potential in-law apartment above the two-car garage, complete with one bedroom, one bathroom, and private access. Major systems have been recently updated, including a two-year-old oil-fired boiler and a newer septic system, ensuring peace of mind for years to come. Outdoor enthusiasts will love the home's proximity to Big River Management Area, Carbuncle Pond, and Nathanael Greene Homestead trails for hiking, fishing, and kayaking all just minutes away. While offering a peaceful, country-like feel, this property is conveniently located near local shops, restaurants, and major routes. Whether you're seeking privacy or space for family, 980 Plainfield Pike delivers the perfect balance of comfort and opportunity.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $463,920 | $463,920 | $463,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $807 | $807 | $807 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,707 | $2,819 | $3,760 |
| Total Monthly Payment | $3,606 | $3,718 | $4,659 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.