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Presented by
Geoff Mackenzie |
Location, Location and over $35k PRICE REDUCTION!! In the heart of Coastal Palm Harbor! This exquisite, freshly painted and UPDATED home is perfectly situated in one of Florida’s premier GOLF-CARTABLE paradises! In between two little hidden gems, Ozona, and Crystal Beach where coastal lifestyle meets true convenience. Offering 1934 sq ft of upper level living space with a BONUS 568 sq ft of main level living space, this private cul-de-sac gorgeous pool home features 4 beds, 3 full baths, PLUS a split 2-car garage complete with an EV charger. NEW ELECTRICAL PANELS AND GFCI'S TOO! Approach the home via a split driveway surrounded by lush landscaping and ascend the dramatic, wide staircase to a welcoming front porch perfect for rocking chairs and coffee in the morning or sunsets and wine in the evening. Step inside to find modern finishes, hardwood flooring, and abundant natural light that highlights a brand-new, light and bright interior repaint (2025). The open-concept kitchen is an entertainer’s dream with chiseled travertine floors, raised-panel soft-close cabinetry, granite counters, tile backsplash, large undermount sink, and stainless-steel appliances (Dishwasher-2024). The kitchen flows seamlessly to the dining room and out to a spacious balcony overlooking serene, tropical landscaping, a perfect space for morning coffee or evening gatherings if you're not the front porch neighborly type ;) The owner’s retreat offers travertine flooring, dual closets, and an elegant ensuite bath featuring dual vanities and a massive walk-in shower with floor-to-ceiling tile and a private barn door entry. Two additional bedrooms with plush carpeting and a stylish full hall bath complete the upper level. The lower level is a full in-law suite with its own private entrance, kitchenette/bar area, fireplace, living area, bedroom, and full bath, ideal for multi-generational living or guests. A mini-split AC (2024) ensures comfort and efficiency. Step outside to your private backyard oasis, a true entertainer’s paradise with saltwater pool (PebbleTec finish), elevated waterfall, tiki hut, firepit, and extended paver patio surrounded by lush tropical landscaping and a full privacy fence. A custom ramp provides easy access for humans, furry friends and hot wheels to keep the kiddos both young and old entertained. Inside, the dreamy laundry room steals the show with a massive chalkboard family command center, coastal beadboard accents, a folding area, and a convenient laundry chute from upstairs!
Major mechanicals are already handled:
New pool pump (2024)
Water heater (2022)
Electrical panels (2023)
Roof (2018)
Hurricane-rated garage doors (2022)
AC systems (2018 & 2024)
Additional perks include: full attic storage with pull-down stairs, no HOA, ample parking for a boat, golf cart, or toys, and a private dog run.
Enjoy the ultimate Palm Harbor lifestyle! Walk, bike, or golf-cart to Downtown Palm Harbor shops and restaurants, Pop Stansell Park, the Pinellas Trail, and multiple waterfront recreation spots. Just minutes to Honeymoon Island, Dunedin, and the renowned Tarpon Springs Sponge Docks. Zoned for Palm Harbor University High School! Opportunities like this, a turnkey, multigenerational family oasis with a pool, in-law suite, and coastal charm, all under $1M, don’t come along every day! Schedule your private showing today and enjoy the SERENITY tomorrow!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$899,900
Sales Associate
William Raveis Real Estate
Phone: 508.237.8588
Geoff.Mackenzie@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $719,920 | $719,920 | $719,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.000% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.251% | 6.110% | 6.097% |
| Monthly Tax Payment | $810 | $810 | $810 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,201 | $4,316 | $6,027 |
| Total Monthly Payment | $5,103 | $5,218 | $6,929 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.