13710 SW 112TH CIRCLE, Dunnellon, FL, 34432 | $249,500

Tucked away in the vibrant heart of Spruce Creek Preserve, this lovingly maintained 2-bedroom, 2-bath Chestnut II model offers an easygoing lifestyle in one of Central Florida’s most welcoming gated 55+ golf communities. Positioned on a desirable corner lot with a beautifully landscaped yard, this home invites you to slow down, and settle in. Inside, the home is light and bright with a split-bedroom floor plan that spans just under 1, 500 sq ft of space. Durable and elegant porcelain tile flooring runs throughout, ensuring easy clean-up and less fuss. The kitchen is thoughtfully appointed with plenty of cabinet and counter space, a charming eat-in nook, and a great location with easy access to both the formal dining area and living room. The primary suite is warm and inviting, with a large layout, a large walk-in closet, and a private en-suite bathroom with lots of storage, plenty of counter space, and a glass-door shower The sun-drenched Florida Room, fully enclosed and climate-controlled, expands your living space and provides the perfect spot for morning coffee, quiet reading, or hosting friends for evening chats. Out back, the large backyard is fully fenced, making it a great space for furry friends to enjoy in peace. Additional highlights include a 2021 roof and a 2-car garage with plenty of room for your golf cart. Spruce Creek Preserve offers a variety of amenities for residents to enjoy year-round, including access to the clubhouse, fitness center, heated community pool, tennis courts, and scenic nature trails. Golf enthusiasts will appreciate being part of a golf cart-friendly community that centers around a beautifully maintained course. Located just minutes from shopping, restaurants, medical facilities, and the natural beauty of the Withlacoochee River and Ross Prairie Trailhead, your options for recreation and relaxation are endless! Whether you're ready to downsize or seeking a seasonal escape, this home delivers comfort, community, and convenience at an exceptional value.

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Golf Course, Maintenance, Pool, Recreation Facilities, Security, Tennis Court(s)
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 92 x 90
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Ranch
  • Year Built: 1997
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,446
  • Acreage: 0.19
  • Lot Size: 92 x 90
  • Est. Taxes: $1,334
  • HOA Fee: $194 Monthly
  • Lot Desc: Cleared, Corner Lot, In County, Landscaped
  • Adult Communities: Yes
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Washer
  • MLS#: OM713262
  • Days on Market: 57 days
  • Website: https://www.raveis.com
    /prop/OM713262/13710sw112thcircle_dunnellon_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/16/2026 5:02:46 AM)
Listing courtesy of SHOWCASE PROPERTIES OF CENTRAL   Phone: 352-351-4718

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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13710 SW 112TH CIRCLE, Dunnellon, FL, 34432

$249,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $199,600 $199,600 $199,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.156% 5.396%
Monthly Tax Payment $111 $111 $111
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,133 $1,195 $1,591
Total Monthly Payment $1,319 $1,381 $1,777

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.