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One or more photo(s) has been virtually staged. PRICE ADJUSTMENT!! Delightful Safety Harbor Home with Spacious Layout & Modern Touches! Welcome to 105 Lotus Circle, a well-maintained 3-bedroom, 2-bath block home located in an established neighborhood in beautiful Safety Harbor. This thoughtfully laid-out split-bedroom floor plan offers over 1, 400 square feet of comfortable living space, with generous room sizes and an inviting, functional flow throughout. Step inside to discover a bright and airy open-concept living area with vaulted ceilings, gorgeous wood-look laminate flooring, and a striking brick wood-burning fireplace, perfect for cozy nights in. The updated kitchen features granite countertops, solid wood cabinetry, a breakfast bar with seating, and newer appliances—ideal for both everyday living and entertaining. The primary suite offers a spacious retreat with a private en-suite bathroom and ample closet space. Two additional bedrooms are well-sized and share an updated hall bathroom with a modern vanity and walk-in shower. Enjoy Florida living year-round on your screened-in back patio, which overlooks a large fenced backyard—ready for pets, a garden, or even a pool addition. The home also includes a 2-car garage, a spacious laundry area, and plenty of storage. Located just minutes from downtown Safety Harbor, Philippe Park, the waterfront, top-rated schools, and convenient commuter routes to Tampa and Clearwater, this home checks all the boxes for comfort, convenience, and charm. Recent Updates Include: Interior paint, newer floors, refreshed bathrooms, and granite kitchen counters. Don’t miss this opportunity to own a move-in ready home in one of Tampa Bay’s most sought-after areas! NO FLOOD ZONE! NON-EVACUATION AREA!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$469,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $375,920 | $375,920 | $375,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.168% | 5.541% |
| Monthly Tax Payment | $465 | $465 | $465 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,164 | $2,251 | $3,022 |
| Total Monthly Payment | $2,704 | $2,791 | $3,562 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.