2170 OAK FOREST LANE, Palm Harbor, FL, 34683 | $479,999

Welcome to this beautifully updated 3 bedroom, 3 bathroom townhome located in the desirable Gleneagles Cluster Homes community of Palm Harbor. This bright and airy residence offers an impressive 1850 sq ft, an attached 2-car garage, and an open, inviting layout designed for comfortable living.
Step inside to soaring high ceilings and tile flooring throughout the main level, all enhanced by an abundance of natural light that creates a bright and airy feel. The updated kitchen features granite countertops, newer stainless steel appliances, and plenty of cabinet space, perfect for everyday cooking or entertaining.
The primary bedroom is conveniently located on the first floor and includes generous closet space, a walk-in closet, and an en-suite bathroom with both a stand-up shower and a soaking tub. A second bedroom, OFFICE and full guest bathroom are also located on the main floor. Upstairs, you’ll find a private third bedroom with its own full bathroom, ideal for guests, a teen suite, or a quiet home office.
Enjoy peaceful mornings or relaxing evenings in the enclosed lanai, surrounded by lush views of mature trees, foliage, and greenery, your own tranquil retreat. The community also offers a sparkling pool for residents to enjoy.
Located just minutes from Innisbrook Golf Resort, Publix, Trader Joe’s, Tampa International Airport, top-rated hospitals, the Tarpon Springs Sponge Docks, Honeymoon Island State Park, the Dunedin Causeway, and downtown Palm Harbor’s dining and entertainment, this home combines convenience with a serene setting. Don’t miss the opportunity to make this updated and spacious townhome yours!

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Style: Ranch
  • Year Built: 1994
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,850
  • Acreage: 0.06
  • Est. Taxes: $1,757
  • HOA Fee: $437 Monthly
  • Lot Desc: Cleared, Corner Lot, City Lot, Landscaped, Level, Private, Sidewalk
  • View: Trees/Woods
  • Elem. School: Sutherland Elementary-PN
  • Middle School: Tarpon Springs Middle-PN
  • High School: Tarpon Springs High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • MLS#: TB8447765
  • Days on Market: 140 days
  • Website: https://www.raveis.com
    /prop/TB8447765/2170oakforestlane_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/5/2026 4:34:19 PM)
Listing courtesy of THE WILKINS WAY LLC   Phone: 407-874-0230

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2170 OAK FOREST LANE, Palm Harbor, FL, 34683

$479,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $383,999 $383,999 $383,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.533% 5.794%
Monthly Tax Payment $146 $146 $146
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,272 $2,396 $3,138
Total Monthly Payment $2,493 $2,617 $3,359

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.