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Set on a quiet dead-end street, this split-level home offers a flexible floor plan suited to many lifestyles. The main level includes three comfortable bedrooms, a full bath, and a convenient half bath off the primary bedroom. The living room opens to the dining area and kitchen for easy everyday flow. A standout feature of the home is the vaulted bonus room with windows on three sides and a wood stove, providing a bright, relaxed year-round gathering space with direct access to the back deck and yard. The finished lower level adds significant usable space, including a large family or recreation room and a private office ideal for remote work. Walk-out access increases convenience and functionality. The lot offers room to garden, play, and enjoy outdoor space in a peaceful setting. Located close to shopping, restaurants, commuting routes, and Pinkerton Academy, this property offers value, comfort, and convenience in a desirable Derry location. Showings begin at the open house.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $363,200 | $363,200 | $363,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $664 | $664 | $664 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,120 | $2,207 | $2,944 |
| Total Monthly Payment | $2,859 | $2,946 | $3,683 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.