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Dreaming of a stylish country retreat with history? Look no further than the charming Captain Elijah Johnson house, nestled in the bucolic village of Middle Haddam, CT and located just two hours from New York City and Boston. This property blends modern amenities, including a swimming pool, with the carefully restored original features of a house built in 1780 and listed on the National Registry of Historic Places. Set on a picturesque 0. 7 acres, this waterfront home with a difference boasts a private waterfall and brook, cocooned by old-growth oak and maple trees. From the back deck or the saltwater gunite pool you enjoy the peaceful sights and sounds of water, making it an ideal spot for unwinding. A remote-operated irrigation system draws directly from the brook, ensuring that the gardens never face drought. Just three minutes' walk away the Connecticut River provides opportunities for boating, kayaking, and even enjoying a yellow sand beach. This spacious home features 4+ bedrooms, providing ample space for family or guests, with multiple living areas that provide flexibility for many uses. The first floor includes the primary bedroom with fireplace, making single-level living an option. Two new bathrooms complement the home layout, and the eat-in country kitchen is filled with charm, providing a warm and welcoming space to cook and gather. The spacious living room with original oak paneling and fireplace makes the perfect retreat for winter nights. The Johnson house was built by a sea captain, one of several in a village that lived from the thriving river commerce of the late eighteenth century, at the head of a lane going down to the shipyard and enjoying coveted rights to Mine Brook. In the nineteenth century the owners built a dam and set up a foundry that produced buttons for the Union Army in the Civil War. The pond that formed upstream became an important part of village life, providing a space for ice skating in the winter and bathing in the summer. The current owners, recognizing the unique intrinsic value of the property, invested over two hundred thousand dollars in a wholesale interior restoration and remodeling undertaken by Rick Caulkins Building LLC, specialists in antique housing. They have when so wanted enjoyed supplemental income from private rentals, averaging over thirty-five thousand dollars a year. Whether you are relaxing by the pool, exploring the nearby river, or simply enjoying the tranquility of the brook and waterfall, this home is one of a kind.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 12.0 x 13.0 | Upper |
| Bedroom 2 | Hardwood Floor | 12.0 x 11.0 | Upper |
| Bedroom 3 | Hardwood Floor | 12.0 x 12.0 | Upper |
| Bedroom 4 | Hardwood Floor | 10.0 x 12.0 | Upper |
| Dining Room | Hardwood Floor | 10.0 x 21.0 | Main |
| Family Room | Beams,Fireplace,Hardwood Floor | 12.0 x 15.0 | Main |
| Office | Balcony/Deck,Book Shelves,Built-Ins,Vinyl Floor | 13.0 x 13.0 | Main |
| Primary Bedroom | Walk-In Closet,Hardwood Floor | 12.0 x 15.0 | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $551,200 | $551,200 | $551,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.178% | 5.541% |
| Monthly Tax Payment | $547 | $547 | $547 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,130 | $3,305 | $4,431 |
| Total Monthly Payment | $3,769 | $3,944 | $5,070 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.