This charming 1, 780 sq. ft. home in East Rockaway offers a modern, open-concept layout designed for comfort and convenience. Upon entering the home, you're greeted by a spacious living area that flows seamlessly into the dining and kitchen spaces, making it ideal for both entertaining and everyday family living. The open design is flooded with natural light, accentuating the clean lines and thoughtful details throughout. The first floor features radiant floor heating, ensuring a warm and inviting environment during colder months, perfect for maximizing comfort. The full bathroom on this level is well-appointed, offering both function and style. The galley-style kitchen is a chef’s dream, with sleek granite countertops that provide ample space for meal prep and entertaining. Stainless steel appliances and plenty of cabinetry make this kitchen both practical and stylish. There’s also space for a small breakfast nook or a seating area, depending on your needs. Upstairs on the second floor, you’ll find three cozy and well-sized bedrooms. Each room offers great closet space and large windows that allow for plenty of natural light. The full bathroom on this level is conveniently located and tastefully designed with modern finishes. The pull-down attic is insulated, offering additional storage space for all those items you want to keep out of sight but easily accessible. The full finished basement adds substantial living space, whether you choose to use it as a family room, home office, gym, or entertainment area. It’s versatile and offers plenty of possibilities for customization to suit your lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.168% | 5.541% |
| Monthly Tax Payment | $1,102 | $1,102 | $1,102 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,680 | $3,828 | $5,138 |
| Total Monthly Payment | $4,874 | $5,022 | $6,332 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.