5430 ALMAR DRIVE, Punta Gorda, FL, 33950 | $699,000

PGI SAILBOAT WATERFRONT HOME WITH INSTANT ACCESS TO OPEN WATER!! Reach open water in mere minutes via Buckley’s Pass. HIGH & DRY ELEVATION has protected this home from flooding! This spacious, 3 bed/2. 5 bath SAILBOAT WATERFRONT home is in the prestigious community of Punta Gorda Isles w/NO HOA FEES; Ideal for the avid boating enthusiast! This property is sited on a wide turning basin! Start experiencing some of the best boating in SW Florida in under 5 minutes from your backyard! Or easily enjoy the fantastic fishing accessible from your private dock, just steps from your back door. The seawall & canal dredging are maintained by the City of Punta Gorda! Inside the home boasts an open floor plan w/over 2, 000 sq ft. of living space featuring a formal living room, formal dining room, central kitchen w/adjacent breakfast nook & separate family room. The kitchen is the heart of this home –opening to the living room, dining room, breakfast nook & family room – creating the ideal layout for entertaining. The kitchen has an extensive breakfast bar, ample cabinet & counter space plus a large pantry closet. Mitered window in the breakfast area offers unobstructed views of both the pool & waterway beyond; a perfect location to enjoy your morning coffee! Architectural details include Soaring Cathedral Ceilings, NEW Wood-look Luxury Vinyl Plank Flooring in the family room & bedrooms, plus TONS OF NATURAL LIGHT thanks to expansive windows and the many sliding glass doors that open to the pool with serene canal views. The master suite presents a walk-out entry to the lanai, two oversized walk-in closets & a large en-suite bath. The master bath features dual sinks, lots of cabinets, jetted corner tub, walk-in shower, linen closet & private water closet. The split-bedroom layout offers privacy for owner & guests. The interior laundry room has additional storage cabinets & doubles as a mudroom w/direct access to the garage & kitchen. When opened, the 8 ft. sliding glass doors in the master bedroom, living room & family room, will extend your living space so that you experience the true Florida-style, of indoor/outdoor living. Large, covered area of the oversized lanai overlooks the in-ground pool which was resurfaced in 2021. The pool has a waterfall feature that creates a very tranquil atmosphere. Half bath on the lanai is perfect for the pool goers, keeping the inside of your home dry; while the outdoor lanai shower permits you to tidy up after a day spent on the boat or relaxing poolside before entering the home! The lanai storage closet is ideal for tucking away pool/boat supplies. The SE rear exposure of the home offers some magnificent sunrises. Other amenities include an attached two-car garage, Hurricane Protection & well-maintained tropical landscaping. TONS OF UPGRADES/UPDATES includes New Roof (2023, ) Exterior House Painting (2025), High-Efficiency AC w/10-yr Parts & Labor Warranty (2025), Water Heater (2022), Window Treatments (2024), Garage Door Opener (2024), Kitchen Appliances: Dishwasher (2024), Refrigerator (2021), Washer (2024) & Dryer (2023). Bathroom Faucets (2024), Guest Bathtub (2024), Toilets (2024), Digital Pool Timer (2024), LVP Flooring (2024) & Pool Cage No-see-um Super Screen Installed (2023). Enjoy NO HOA FEES! Direct flights into Punta Gorda airport make this a perfect location. The resorts, fishing, local venues, restaurants & golf courses are minutes away. Home is in MOVE-IN READY CONDITION w/ many updates.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 80 x 120
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 2001
  • Garage: 2-car Driveway, Garage Door Opener, Ground Level
  • Heating: Central, Electric
  • Cooling: Central Air, Humidity Control
  • Approx Sq. Feet: 2,009
  • Acreage: 0.22
  • Lot Size: 80 x 120
  • Est. Taxes: $5,766
  • Lot Desc: City Lot, Level, Near Golf Course, Street Dead-End
  • View: Water
  • Pool: Deck, Gunite, In Ground, Screen Enclosure, Solar Cover, Tile
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: TB8448215
  • Days on Market: 76 days
  • Website: https://www.raveis.com
    /prop/TB8448215/5430almardrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/6/2026 2:27:52 AM)
Listing courtesy of Home Sold Realty LLC   Phone: 833-700-2782

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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5430 ALMAR DRIVE, Punta Gorda, FL, 33950

$699,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,200 $559,200 $559,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.161% 6.292% 5.609%
Monthly Tax Payment $481 $481 $481
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,131 $3,398 $4,532
Total Monthly Payment $3,703 $3,970 $5,104

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.