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Presented by
ALB Homes Team |
3431 PALOMETA DRIVE, Hernando Beach, FL, 34607 | $649,000
Under contract-accepting backup offers. SELLER MOTIVATED - HUGE PRICE REDUCTION ON THIS BRAND-NEW WATERFRONT HOME! Now is your chance to own a stunning, newly built waterfront residence at a drastically reduced price. Built by a respected local builder, this home delivers top-tier craftsmanship, modern finishes, and exceptional attention to detail--now offered at an incredible value. Step inside to an open-concept design featuring elegant tray ceilings, French doors, and covered balconies with breathtaking water views. The chef-inspired kitchen shines with solid wood soft-close cabinetry, Quartz countertops, stainless steel appliances, a wall oven, and a spacious breakfast bar that flows seamlessly into the main living area--perfect for entertaining. The split-bedroom floor plan offers privacy and comfort, with two guest bedrooms and a full bath, while the luxurious primary suite boasts its own private balcony and spa-like ensuite featuring dual Quartz vanities, a frameless glass shower, and custom tilework. This home is loaded with high-end upgrades and future-ready features, including: Impact-rated windows and doors, GAF lifetime shingles, tankless water heater, Comfortmaker HVAC system, irrigation with rain sensor, Smart-home prewiring, elevator shaft already framed for future installation. The oversized garage provides plenty of room for vehicles, golf carts, and all your water toys. Opportunities like this don't last--schedule your showing today before it's gone! Conveniently located near Weeki Wachee Springs, Pine Island Beach, marinas, and waterfront dining.
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Laundry: Laundry Closet
- Year Built: 2025
- Garage: 6-car Golf Cart Parking, Oversized
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,841
- Acreage: 0.17
- Est. Taxes: $1,164
- HOA Fee: $306 Annually
- Lot Desc: Cleared
- View: Water
- Water Front: Yes
- Elem. School: Westside Elementary-HN
- Middle School: Fox Chapel Middle School
- High School: Weeki Wachee High School
- Pet Policy: Yes
- Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator, Tankless Water Heater
- MLS#: W7880486
- Days on Market: 187 days
- Website: https://www.raveis.com
/prop/W7880486/3431palometadrive_hernandobeach_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
ALB Homes TeamSales Associates
203.332.4415
ALBhomes@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Jorge L RiveraVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 12303
203.913.1633
Jorge.Rivera@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeInsurance Sales Director, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3431 PALOMETA DRIVE, Hernando Beach, FL, 34607
$649,000
ALB Homes Team
Sales Associates
William Raveis Real Estate
Phone: 203.332.4415
ALBhomes@raveis.com
Jorge L Rivera
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.913.1633
Jorge.Rivera@Raveis.com
NMLS Mortgage Loan Originator ID 12303
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $519,200 | $519,200 | $519,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $97 | $97 | $97 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,110 | $3,239 | $4,277 |
| Total Monthly Payment | $3,299 | $3,428 | $4,466 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388