10340 MONARCH DRIVE, Largo, FL, 33774 | $534,900

Under contract-accepting backup offers. Come live the Florida lifestyle in the highly sought-after Imperial Point community, perfectly situated along the picturesque Intracoastal Waterway. This spacious 3-bedroom, 3-bath home with a 2-car garage offers an impressive 2, 298 sq. ft. of living space and sits on a quiet, welcoming street just a short stroll from the community clubhouse and amenities. Built with solid block construction, the home features a generous floor plan including a large living/dining area plus a separate family/dining room. Both living spaces sit adjacent to the kitchen and overlook the enclosed back patio and beautifully landscaped backyard—ideal for relaxing or entertaining. The primary bedroom includes two separate closets and an ensuite bath. The second and third bedrooms offer nicely sized closets and easy access to the second full bath. An inside laundry room with a wash basin and an additional full bath just off the family room adds convenience. This home is located in a non-flood zone (X500) and offers peace of mind with several valuable updates, including a newer hurricane-rated garage door, a quality tile roof installed in 2015, a newer water heater (2023), and central heating and cooling. Imperial Point is a unique, deed-restricted community offering residents exclusive access to exceptional waterfront amenities including a community clubhouse, game and billiards rooms, pickleball and tennis courts, shuffleboard, playground, BBQ grills, and 24-hour private community boat ramp, fishing pier and fitness center. Enjoy the heated and cooled Olympic-size swimming pool overlooking the beautiful Intracoastal waters, shaded poolside seating, and plenty of space to unwind and enjoy the views. All of this is just minutes from the Gulf beaches, top restaurants, shopping, entertainment, Clearwater Beach, St. Petersburg, Tampa and local airports. Location, Location, Location! Schedule your showing today!

Features

  • Amenities: Clubhouse, Fitness Center, Pickleball Court(s), Playground, Pool, Shuffleboard Court, Tennis Court(s)
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Laundry Room
  • Year Built: 1969
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,298
  • Acreage: 0.2
  • Est. Taxes: $3,010
  • HOA Fee: $707 Annually
  • Lot Desc: Landscaped, Sidewalk
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • MLS#: TB8446829
  • Days on Market: 84 days
  • Website: https://www.raveis.com
    /prop/TB8446829/10340monarchdrive_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/28/2026 4:14:07 AM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

William Raveis Family of Services

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10340 MONARCH DRIVE, Largo, FL, 33774

$534,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $427,920 $427,920 $427,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment $251 $251 $251
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,363 $2,531 $3,412
Total Monthly Payment $2,706 $2,874 $3,755

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.