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**BACK ON MARKET DUE TO SELLER FINANCING FALLING THROUGH** Welcome home to this beautifully renovated 3 bedroom, 2 bath with flex space retreat on just under an acre in the desirable Deltona Estate area! Thoughtfully updated between 2024 and 2025, this 2, 313-square-foot home offers the perfect blend of modern comfort and timeless charm in a peaceful, natural setting with lovely views of Sidney Lake just across the street, and best of all, no HOA! Step inside and you’ll immediately feel the warmth of the open concept layout, with vaulted ceilings and luxury vinyl plank flooring that flows seamlessly throughout, no carpet here! The bright, spacious kitchen is a true centerpiece, featuring quartz countertops, stainless steel appliances, a walk-in pantry, and a water filtration system. Whether you’re cooking a family meal or hosting friends, it’s a space designed for connection and comfort. Two inviting fireplaces bring cozy character to the living areas, creating the perfect spots to unwind and enjoy time with loved ones. Outside, your private backyard oasis awaits complete with a screened lanai, sparkling pool with auto scrubber and skimmer, an outdoor shower, new pool pump (2024), and new pool timer (2025). The yard is surrounded by mature trees, including natural citrus trees that add both beauty and privacy. With an oversized two-car garage, storage shed, newer roof (2023), HVAC (2021), and new septic drain field (2019) pumped and inspected 11/13/2025, this home is truly move in ready and built to enjoy for years to come. Offering added peace of mind, a home warranty is included, and a clean 4-point inspection was recently completed. Situated on a quiet corner lot close to schools, shopping, the beach, parks including Gemini springs. This property provides both space and serenity, everything you’ve been looking for in a place to call home. May be under audio and video surveillance.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$509,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $407,200 | $407,200 | $407,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $598 | $598 | $598 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,312 | $2,439 | $3,247 |
| Total Monthly Payment | $3,002 | $3,129 | $3,937 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.