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28 Watch Way, Lloyd Harbor, NY, 11743 | $8,500,000
Where modern architecture meets the serenity of the sea, 28 Watch Way stands as a bold statement of design and lifestyle on Long Island’s Gold Coast. Designed by the renowned Philip Rossillo of PRDG Architecture + Design and developed by Hither Hills Group, this newly completed 5, 000+ sq. ft. residence redefines coastal luxury across three levels of inspired living. Nestled within Watch Bay, an exclusive enclave of just four custom homes with private beach access spanning nearly 1, 300 linear feet and breathtaking views of the Long Island Sound, this five-bedroom, five-and-a-half-bath estate captures the essence of refined waterfront living—without compromise. Every element of this home has been curated to elevate daily life: Acoya wood siding and Turkish limestone create a seamless transition from exterior to interior, while floor-to-ceiling windows flood the open living spaces with natural light and unobstructed water views. The chef’s kitchen anchors the main level with its custom millwork, integrated appliances, and waterfall island designed for entertaining and connection. A first-floor en suite provides effortless comfort for guests, while the primary suite on the upper level offers a spa-like retreat—complete with radiant heated floors, walk-in closet, and a floor to ceiling windows overlooking the Sound. Outdoors, luxury unfolds in every direction: a heated saltwater pool and spa, outdoor kitchen, and fireplace lounge invite you to savor the seasons, while a 1, 500+ sq. ft. rooftop terrace crowns the home with panoramic views stretching across the water and coastline. Designed for both beauty and function, the home features a full 2, 500 sq. ft. finished lower level, a two-car garage with high ceilings, a Navien high-efficiency heating system, smart-home integration, radiant flooring, and a whole-home generator for peace of mind. Dock permits have been submitted, adding yet another layer of value and access to the waterfront lifestyle. Every detail of 28 Watch Way speaks to craftsmanship, innovation, and tranquility—a home designed not just to live in, but to feel. Welcome to Watch Bay. Where luxury meets legacy.
Features
- Amenities: Park, Powered Boats Allowed
- Rooms: 15
- Bedrooms: 5
- Baths: 5 full / 1 half
- Laundry: Electric Dryer Hookup, Gas Dryer Hookup, In Basement, Laundry Room, Multiple Locations, Washer Hookup
- Style: Estate, Modern
- Year Built: 2025
- Garage: 2-car
- Heating: Ducts, ENERGY STAR Qualified Equipment, Forced Air, Propane, Radiant, See Remarks
- Cooling: Central Air, Electric
- Basement: Finished, Full, See Remarks, Storage Space, Walk-Out Access
- Approx Sq. Feet: 5,000
- Acreage: 2
- Est. Taxes: $0
- Lot Desc: Near School, Near Shops, Part Wooded, Sprinklers In Front, Sprinklers In Rear
- View: Open, Panoramic, Skyline, Trees/Woods, Water
- Water Front: Yes
- Elem. School: Goosehill Primary Center
- Middle School: Cold Spring Harbor High School
- High School: Cold Spring Harbor High School
- School District: Cold Spring Harbor
- Pool: In Ground, Outdoor Pool, Pool Cover, Pool/Spa Combo, Salt Water
- Appliances: Dishwasher, Electric Water Heater, ENERGY STAR Qualified Appliances, Tankless Water Heater
- MLS#: 930463
- Days on Market: 12 days
- Website: https://www.raveis.com
/eprop/930463/28watchway_lloydharbor_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
28 Watch Way, Lloyd Harbor, NY, 11743
$8,500,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $6,800,000 | $6,800,000 | $6,800,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 5.875% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.021% | 5.984% | 5.806% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $37,025 | $40,225 | $56,014 |
| Total Monthly Payment | $37,150 | $40,350 | $56,139 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535