265 Summit Avenue, Mount Vernon (Fleetwood), NY, 10552 | $1,200,000

Hurry Up & come see this Beautiful LARGE Renovated Legal 2 Family! LOTS OF 'WOW's' on every floor! Owner Understands the 'Art of Quality & Luxury Updating'. . . House was converted down from a legal 3 family to a LEGAL 2 family = Its Big! 1st floor Unit: Unit #1: High Ceilings, Beautifully Stained Solid Wood Floors, Recessed Lights, Open Concept New Eat In Kitchen to Open Concept Large Livingroom w/ Gas Wall Fireplace on Entertainment Wall, Over Sized Full Hall Bath w/Heated Floors AND an additional 1/2 bath/powder room! Nicely Appointed 3 BR's, Split Units (thru out all 3 floors). . . 2nd Legal Income Producing Unit = UNIT #2: *DUPLEX* = 2 floors of Open Floor Concept! 2nd and 3rd floors are considered a legal combined unit: Breakdown = 2nd Floor w/ Open Concept Livingroom/ Dinette to Kitchen, 3 BR's, Full Hall Bath w/tub, Hall Closet w/Stacked Washer/Dryer, Door to Private Deck Over Looking rear yard, Then wide hallway to wide staircase up to 3rd floor that has a den, 2 BR's, Full Hall Bath = Making the 2nd Unit into a total of 5 Bedrooms + 2 Full Baths , a Livingroom and a den = 2 floor DUPLEX! Interior thru out is ALL Updated and BRIGHT! ALL windows updated w/ Low Heat Gas & Tinted, Security Camera System control and Monitor in Bsmt, entire house wired and has a Central closet on 1st flr. Outside? Large 'Rocking Chair' Front Porch, Long driveway for 3 car parking Before the fenced yard w/ Paver driveway in rear to Large 1. 5 Detached Garage. 3 Electric Meters (Meter #1 for 1st flr / Meter #2 = 2nd flr / Meter #3 = 3rd & Bsmt - 2 Gas Meters = Gas Meter #1: 1st & 3rd flr & Bsmt / Gas Meter #2 = 2nd Flr) * List of Exterior Repairs will be done: PORCH DECKING; PRESURE TREATED DECKING / WRAP 2 POSTS / ADD ONE SIDE GUTTER / PORCH HANDRAILS *. . . Incredible house at incredible/ convenient location, Metro North New Haven Train, Bus stops at end of block on E Lincoln. Home Situated on a One Way Street. Mount Vernon Boasts Direct Access to 3 Different Parkways (Hutchinson / Cross County / Bronx River), 3 Metro North Train Stops/ 2 Metro Lines = Harlem & New Haven, 20 Minutes to GWB/ New Jersey, 20 Minutes to Ct, 30 Minutes to NYC (Via Car travel). Come Visit and see why some think that Mt Vernon’s LOCATION & Great Houses make it One of Lower NY's BEST Values within 50 Miles! Take a look at the pictures and come see for yourself! Must Show Pre Approval to see property, must show Pre Approval (* Pre Approval NEEDS TO IDENTIFY: Loan amt /Land Tax Maximum / Needed tenant rent contribution amt * ) and Proof Of Funds to Bid. All Offers Should Be AS IS OFFERS ( = so please do your do diligence before making offers) Occupancy / Vacancy is negotiable and your preference should be specified with offer. ALL Appointments need 48 Hour Notice. Please take shoes off when viewing property. Please do not walk onto property without an agent and/or an appointment as there’s a LARGE Breed Dog that lives on the property. Exterior needs personalizing. All and ALL? Its WELL worth the 'Lets go and see' For a Person who wants to reside or a person wanting to invest! Good Luck In your journey either way!

Features

  • Town: Mount Vernon
  • Bedrooms: 8
  • Baths: 4 full
  • Laundry: In Unit, Multiple Locations
  • Style: Colonial
  • Year Built: 1930
  • Garage: 1.5-car
  • Heating: Electric, Separate Meters
  • Cooling: Ductless, Wall/Window Unit(s)
  • Basement: Full, Unfinished, Walk-Out Access
  • Acreage: 0.13
  • Est. Taxes: $18,150
  • MLS#: 935683
  • Days on Market: 21 days
  • Website: https://www.raveis.com
    /eprop/935683/265summitavenue_mountvernon_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Greater Metro Realty Group LLC   Phone: 914-699-3144

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

265 Summit Avenue, Mount Vernon (Fleetwood), NY, 10552

$1,200,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $960,000 $960,000 $960,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.125% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.246% 6.110% 5.952%
Monthly Tax Payment $1,513 $1,513 $1,513
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,227 $5,756 $7,972
Total Monthly Payment $6,864 $7,393 $9,609

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.