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Welcome to this charming semi-attached two-family home offering the perfect blend of comfort, versatility, and indoor-outdoor living in one of Bay Ridge’s most desirable locations. Complete with a garage, shared driveway, private backyard, and beautifully designed living spaces, this property is ideal for both end-users and investors alike. The first-floor residence is filled with natural light and features a bright sunroom with Andersen windows, a spacious living room, formal dining room, and an open kitchen designed for effortless everyday living and entertaining. Two generously sized bedrooms provide ample space, including one with an oversized pantry/closet. A door from the apartment leads directly to a private patio and backyard, creating a seamless indoor-outdoor lifestyle. The upper duplex offers an impressive and flexible layout. The main level features an open-concept living area, extra large eat in kitchen and a generous sized bedroom, while the upper floor provides two additional bedrooms, offering privacy and separation perfect for larger households or extended family living. Adding even more value is the large finished basement complete with a summer kitchen, creating endless possibilities for recreation, guest space, a home office, gym, or additional living area. Enjoy the convenience of a garage, shared driveway, private outdoor space, and a location just moments from Bay Ridge’s shopping, dining, parks, schools, and transportation.
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
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Our Executive Mortgage Banker:
$1,450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,160,000 | $1,160,000 | $1,160,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.121% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,586 | $6,955 | $9,789 |
| Total Monthly Payment | $6,711 | $7,080 | $9,914 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.