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Tucked away in one of Cumberland's most desirable established loops at the end of Farm Drive, this sparkling raised ranch checks all the boxes! Step inside to find gleaming hardwood floors, a bright white eat-in kitchen with granite countertops and stainless appliances, and a sun-splashed living room with a classic brick fireplace. The main level offers three spacious bedrooms and a beautifully updated full bath with granite and tile. Head downstairs and you'll love the versatile finished lower level featuring a fireplaced bedroom or office, family room with walkout to the backyard, an updated half bath, and a separate enclosed laundry area. Enjoy the comfort of central air, natural gas heat, vinyl siding and windows, plus peace of mind with a newer gas on-demand heating system, 15-year-old roof and septic, and an expansive 20x24 pressure-treated deck perfect for entertaining! With a two-car garage, great curb appeal, and a prime location near everything Cumberland has to offer this home delivers comfort, convenience, and charm in one perfect package. Don't miss this one it's move-in ready and sure to fly!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $431,920 | $431,920 | $431,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.533% | 6.533% | 5.668% |
| Monthly Tax Payment | $430 | $430 | $430 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,521 | $2,695 | $3,501 |
| Total Monthly Payment | $3,043 | $3,217 | $4,023 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.