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Welcome to this bright and spacious two-bedroom, one-bath co-op residence situated in the desirable Woodlawn Heights neighborhood of the Bronx. Rich hardwood floors throughout the unit, lending warmth and timeless appeal. A sizable living room with abundant natural light and open-sky views from upper floors. Amenities and shared conveniences: On-site superintendent, laundry room in building, bike rack (annual fee), and waitlist for assigned parking. Nestled in Woodlawn Heights, a pleasant, tree-lined residential neighborhood at the northern edge of the Bronx, with a strong sense of community. Convenient for commuting: close to the Metro-North Harlem Line station, access to the 2 & 5 subway lines, and major highways. Within walking distance of local retail, cafés, and the natural green spaces near Van Cortlandt Park, enhancing lifestyle and convenience. This property is ideal for a variety of buyers: A first-time homebuyer looking for a comfortable two-bedroom in NYC without Manhattan pricing. A commuter who values quick access to transit yet desires a quieter neighborhood setting. A must see!!! Make an appointment today!!!
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Our Executive Mortgage Banker:
$243,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $194,400 | $194,400 | $194,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.487% | 5.614% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,150 | $1,213 | $1,576 |
| Total Monthly Payment | $1,225 | $1,288 | $1,651 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.