952/958 HOWARD AVENUE, Dunedin, FL, 34698 | $995,000

Downtown Dunedin Development Opportunity – Two Adjacent Parcels
Palm Life Realty is pleased to present 952 & 958 Howard Avenue, a rare assemblage opportunity in the heart of Downtown Dunedin. This offering consists of two contiguous parcels totaling approximately 0. 32 acres (13, 739 SF) with 114 feet of frontage, located within the Downtown Core (DC) zoning district, one of Dunedin’s most flexible and desirable urban zoning designations.
The seller has conceptually evaluated the site for a boutique townhome development of up to eight (8) units, with individual unit sizes exceeding 2, 000 square feet. Preliminary discussions with the City of Dunedin have produced favorable feedback indicating the concept is viable in scale and character, subject to standard site plan review, permitting, and final approvals. This provides a compelling opportunity for a developer or investor seeking infill density in a walkable coastal downtown environment.
The property is located just steps from Main Street, the waterfront and marina, restaurants, breweries, shopping, and the Pinellas Trail, offering future residents or guests an exceptional lifestyle centered around walkability and coastal living. Downtown Dunedin continues to experience strong demand with limited new residential supply, supporting premium pricing for well-designed urban housing.
All major utilities are available at the site, including public water, sewer, electric, and cable, helping streamline the development process and reduce off-site infrastructure costs. The property is not subject to HOA restrictions and is located within city limits. Flood Zone X.
The Downtown Core zoning supports a range of urban residential and mixed-use concepts (buyer to verify specific uses, density, setbacks, parking, and short-term rental allowances with the City). The combination of zoning flexibility, infrastructure availability, and positive early City feedback on density makes this site well-positioned for near-term development.
Whether pursued as a luxury townhome project, boutique residential community, or alternative urban residential concept, 952 & 958 Howard Avenue represent a rare opportunity to secure developable land in one of Florida’s most charming and supply-constrained downtown coastal markets.
Buyer to verify all development potential, zoning requirements, and use approvals with the City of Dunedin.

Features

  • Lot Size: 114 x 120
  • Lot Desc: Cleared, City Lot
  • Elem. School: San Jose Elementary-PN
  • Middle School: Dunedin Highland Middle-PN
  • High School: Dunedin High-PN
  • MLS#: TB8444241
  • Days on Market: 82 days
  • Website: https://www.raveis.com
    /prop/TB8444241/952958howardavenue_dunedin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/4/2026 4:47:07 PM)
Listing courtesy of PALM LIFE REALTY   Phone: 888-877-4040

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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952/958 HOWARD AVENUE, Dunedin, FL, 34698

$995,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $796,000 $796,000 $796,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.202% 6.098% 5.932%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,582 $4,772 $6,610
Total Monthly Payment $4,674 $4,864 $6,702

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.