2615 COVE CAY DRIVE, #409, Clearwater, FL, 33760 | $264,900

Welcome to this stunning, move-in-ready, FULLY FURNISHED dream home in the beautiful waterfront Cove Cay golfing community! This rare PENTHOUSE CORNER UNIT offers unmatched privacy with no neighbors above and only one shared wall, giving you the peaceful lifestyle you've been looking for. Upgrades include a modern kitchen featuring new stainless steel appliances and soft-close cabinets, fully remodeled bathrooms, granite countertops throughout, chic floating wood tile, craftsman-style troweled ceilings and baseboard moldings, custom-designed closets, built-in bookshelves and shelving in all common areas, and fresh paint throughout - all which enhance the bright and airy ambiance. Enjoy your morning coffee or unwind in the evening in your updated, screened-in Lanai, perfect for soaking in Florida’s golden sunsets reflecting off the Village I pool and Golf Course pond just below. Nestled in a quiet, well-maintained community, you’ll enjoy resort-style amenities including a large heated pool, spa, huge clubhouse with library, a fitness center, and lush landscaped grounds — all designed to give you that resort-style experience with the amenities of a 5-star vacation. Your new home is a short walk to the Cove Cay tennis courts, famous Club Restaurant and nearby Marina - both open to the public and boasting daily specials, unforgettable views, and live entertainment with FULL menus for enjoyable waterfront dining. This home is surrounded by a USGA-rated 18 Hole Championship course, with a PGA Pro at the Clubhouse to help you with your game, and is located only 6–10 minutes from all daily conveniences, including grocery stores, shops, restaurants, libraries, parks, and multiple YMCAs. Cove Cay is also just 10–25 minutes from two airports and some of the nation’s top beaches, including Honeymoon Island State Park and the world-renowned Clearwater and St. Pete Beaches. Unit comes with one assigned, covered parking spot conveniently located closest to the elevators, and a separate, full-size laundry room conveniently located across the entryway that can also be used for storage. Don’t miss your chance to own this carefree, maintenance-friendly oasis that combines comfort, style, and unbeatable location for ALL! Come and see this amazing unit today and make it your tomorrow!

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 4
  • Amenities: Cable TV, Clubhouse, Elevator(s), Fitness Center, Gated, Pool, Shuffleboard Court
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Complex: COVE CAY 26-15 VILLAGE I
  • Year Built: 1972
  • Approx Sq. Feet: 1,050
  • Acreage: 0.93
  • Est. Taxes: $4,276
  • Condo Fee: $702 Monthly
  • Lot Desc: Flood Insurance Required, FloodZone, In County, Landscaped, Near Golf Course, Near Marina, Near Public Transit, Sidewalk, Unincorporated
  • View: Garden, Golf Course, Pool, Water
  • Elem. School: Belcher Elementary-PN
  • Middle School: Oak Grove Middle-PN
  • High School: Pinellas Park High-PN
  • Pet Policy: Cats OK, Size Limit, Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: TB8447603
  • Days on Market: 83 days
  • Website: https://www.raveis.com
    /prop/TB8447603/2615covecaydrive_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/9/2026 11:39:21 PM)
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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2615 COVE CAY DRIVE, #409, Clearwater, FL, 33760

$264,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $211,920 $211,920 $211,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.304% 5.628%
Monthly Tax Payment $356 $356 $356
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,220 $1,288 $1,718
Total Monthly Payment $1,651 $1,719 $2,149

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.