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Presented by
Donald Lamy |
Seller is willing to give a credit at closing for 1 full year of HOA fees and $5k in closing costs. Waterfront Port Richey Condo – Perfect Snowbird Retreat with Unmatched Gulf Views! Discover the ultimate Florida escape in this beautifully maintained 2-bedroom, 2-bath waterfront condo in Sand Pebble Pointe, one of Port Richey’s most desirable gated communities. This turn-key residence offers panoramic, unobstructed Gulf views from the open great-room layout and the private screened balcony—ideal for enjoying nightly sunsets and warm coastal breezes all winter long. Inside, you’ll find a bright and functional floor plan with tile flooring in the main living areas, plush carpeted bedrooms, and a well-designed kitchen featuring generous counter space and a breakfast bar—perfect for relaxed snowbird living. The primary suite includes stunning water views, a walk-in closet, and a private ensuite bath. Sand Pebble Pointe delivers true resort-style living with a private beach, heated pool, clubhouse, gym, tennis, pickleball, boardwalk, boat ramp, and 24-hour security—everything seasonal residents love about Florida’s Gulf Coast lifestyle. Conveniently located near marinas, waterfront dining, shopping, and only a short drive to Tampa, Clearwater, and top-rated Gulf beaches, this condo is ideal for snowbirds seeking an easy, maintenance-free winter home in Port Richey. All recent assessments have been PAID. Premium waterfront opportunities like this are rare—schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$189,900
Sales Associate
William Raveis Real Estate
Phone: 860.480.2206
Donald.Lamy@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $151,920 | $151,920 | $151,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $283 | $283 | $283 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $935 | $959 | $1,262 |
| Total Monthly Payment | $1,293 | $1,317 | $1,620 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.