4550 BAY BOULEVARD, #1224, Port Richey, FL, 34668 | $189,900

Seller is willing to give a credit at closing for 1 full year of HOA fees and $5k in closing costs. Waterfront Port Richey Condo – Perfect Snowbird Retreat with Unmatched Gulf Views! Discover the ultimate Florida escape in this beautifully maintained 2-bedroom, 2-bath waterfront condo in Sand Pebble Pointe, one of Port Richey’s most desirable gated communities. This turn-key residence offers panoramic, unobstructed Gulf views from the open great-room layout and the private screened balcony—ideal for enjoying nightly sunsets and warm coastal breezes all winter long. Inside, you’ll find a bright and functional floor plan with tile flooring in the main living areas, plush carpeted bedrooms, and a well-designed kitchen featuring generous counter space and a breakfast bar—perfect for relaxed snowbird living. The primary suite includes stunning water views, a walk-in closet, and a private ensuite bath. Sand Pebble Pointe delivers true resort-style living with a private beach, heated pool, clubhouse, gym, tennis, pickleball, boardwalk, boat ramp, and 24-hour security—everything seasonal residents love about Florida’s Gulf Coast lifestyle. Conveniently located near marinas, waterfront dining, shopping, and only a short drive to Tampa, Clearwater, and top-rated Gulf beaches, this condo is ideal for snowbirds seeking an easy, maintenance-free winter home in Port Richey. All recent assessments have been PAID. Premium waterfront opportunities like this are rare—schedule your private showing today!

Features

  • Elevator: Y
  • Heating: Electric
  • Cooling: Central Air
  • Levels: 5
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet
  • Complex: SAND PEBBLE POINTE CONDO 03
  • Year Built: 1986
  • Approx Sq. Feet: 1,025
  • Acreage: 0.62
  • Est. Taxes: $3,394
  • Condo Fee: $1,173 Monthly
  • Pet Policy: No
  • Appliances: Cooktop, Dishwasher, Dryer, Microwave, Washer
  • MLS#: W7880652
  • Days on Market: 176 days
  • Website: https://www.raveis.com
    /prop/W7880652/4550bayboulevard_portrichey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/26/2026 7:32:09 AM)

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4550 BAY BOULEVARD, #1224, Port Richey, FL, 34668

$189,900

Donald Lamy

Sales Associate

William Raveis Real Estate

Phone: 860.480.2206

Donald.Lamy@raveis.com

Russell Baboff

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.463.1745

Russell.Baboff@raveis.com

NMLS Mortgage Loan Originator ID 1014636

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $151,920 $151,920 $151,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $283 $283 $283
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $935 $959 $1,262
Total Monthly Payment $1,293 $1,317 $1,620

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.