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Ask about a lender provided RATE BUY-DOWN CREDIT on this home // Seller may consider buyer concessions if made in an offer // LARGE LOT | SOLAR PANELS | UPDATED KITCHEN | SPLIT BEDROOMS | TILE FLOORS & NO HOA! ***Welcome to Lake Sparling Heights, where solid block construction, no HOA, and a great Orlando location come together to offer an ideal starter home or investment opportunity. Sitting on a generous . 22 ACRE - FENCED LOT, this single-story home delivers easy living with TILE FLOORS THROUGHOUT, versatile living spaces, and a spacious backyard perfect for play, pets, gardening, or future outdoor projects. The interior layout is designed for flexibility, where you will find both a comfortable living room up front and a large family room anchored by a WOOD BURNING FIREPLACE – the kind of room that instantly feels like home. A pass-through from the kitchen keeps everything connected, creating great flow between the living areas and the dining space at the center of the home. The UPDATED KITCHEN features shaker-style cabinetry, sleek countertops, modern hardware, and all the clean lines today’s buyers love! The SPLIT BEDROOM LAYOUT gives the PRIMARY SUITE added privacy, while modern fixtures, updated fans, and great natural light add to the inviting feel throughout the home. If you work from home - or want a creative space - the garage is currently being used as a barbershop/workshop, offering endless possibilities for hairstylists, hobbyists, or anyone needing a dedicated workspace. And thanks to the SOLAR PANELS, your energy costs stay low month after month. Outside, the large fenced backyard gives you room to breathe and enjoy Florida living, and with no HOA, you will have the freedom to personalize your space without restriction. Located just minutes from Downtown Orlando, College Park, major roadways, area attractions, and world famous theme parks, this home keeps you close to everything. ***Owner is motivated, making this an opportunity you don’t want to miss! A great price, great layout, and a great central location - schedule a tour today and come see for yourself why this Lake Sparling Heights home checks all the boxes!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $256,000 | $256,000 | $256,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | $153 | $153 | $153 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,555 | $1,616 | $2,126 |
| Total Monthly Payment | $1,783 | $1,844 | $2,354 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.