634 EDGEWATER DRIVE, #348, Dunedin, FL, 34698 | $444,000

Picture-Perfect Postcard Views in the Heart of Downtown Dunedin. Experience breathtaking, dead-center views of the Dunedin Marina from this picture-perfect two-bedroom condo in the highly desirable Edgewater Arms waterfront community. Every day feels like a vacation as you delight in the ever-changing scenery of sailboats, kayaks, and the stunning natural beauty that surrounds you.
Inside, the home offers bright rooms with strong water views from both bedrooms and the living area. The efficient galley kitchen includes an eat-in breakfast bar that overlooks the marina-perfect for morning coffee or evening sunsets. The living and dining room combination provides a flexible layout ideal for entertaining or relaxing with friends and family.
Edgewater Arms, a popular and active 55+ community has recently undergone extensive renovation after last year's storms-now better than ever with a brand-new roof, new HVAC systems on every floor of the common hallways, completely redesigned lobby spaces, and updated public restrooms. The property also features fresh new landscaping, a restored clubhouse, and rebuilt fishing piers. Added improvements are underway, including a fully updated laundry room with new equipment coming soon.
Residents enjoy a long list of amenities, including a state-of-the art fitness center, a clubhouse with dining and reception areas, a recreation center, gas grills and cookout space, bike shed, kayak storage, and direct water access. A full calendar of events ensures there's always something happening -whether at the pool, clubhouse, or right in the heart of downtown Dunedin.
Just steps way, explore breweries, cafes, boutiques, bars and regular street festival, all within one of Florida's most charming and walkable small towns.
Don't miss the opportunity to own this waterfront gem with postcard-picture views-schedule your private showing today and discover why so many choose Edgewater Arms to call home.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Common Area, Laundry Room
  • Complex: EDGEWATER ARMS 4TH CONDO
  • Year Built: 1974
  • Approx Sq. Feet: 1,265
  • Est. Taxes: $5,756
  • Condo Fee: $1,098 Monthly
  • Adult Communities: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8446572
  • Days on Market: 106 days
  • Website: https://www.raveis.com
    /prop/TB8446572/634edgewaterdrive_dunedin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/3/2026 3:44:55 AM)

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Claudia O'ConnellSales Associate

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NMLS Mortgage Loan Originator ID 10930

203.641.8287

Dave.Beckman@raveis.com

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634 EDGEWATER DRIVE, #348, Dunedin, FL, 34698

$444,000

Claudia O'Connell

Sales Associate

William Raveis Real Estate

Phone: 860.716.0166

Claudia.OConnell@raveis.com

Dave Beckman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.641.8287

Dave.Beckman@raveis.com

NMLS Mortgage Loan Originator ID 10930

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $355,200 $355,200 $355,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.149% 6.144% 5.522%
Monthly Tax Payment $480 $480 $480
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,989 $2,127 $2,855
Total Monthly Payment $2,544 $2,682 $3,410

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.