3614 PLYMOUTH DRIVE, Winter Haven, FL, 33884 | $320,000

Located in the premier active adult gated community of Traditions at Lake Ruby, this exceptional home sits on a premium lot with picturesque pond views. Featuring a desirable split-bedroom floor plan with 3 bedrooms and 2 baths, this property offers the perfect blend of luxury, functionality, and tranquil living.

Upon arrival, you’re welcomed by a large covered entrance enhanced with a leaded glass door and transom window. Step inside to find a thoughtfully designed interior that seamlessly combines comfort and elegance.

The eat-in kitchen is beautifully appointed with 42" maple wood cabinetry accented by rain glass inserts, Corian countertops, and a convenient closet pantry. A breakfast bar and cozy breakfast nook provide ample seating—ideal for everyday dining or entertaining.

The spacious great room showcases triple glass sliding doors that frame stunning views of the pond and lead to the oversized Florida room, expanding your living space and inviting the outdoors in. Additional gathering areas include a formal dining room and a formal living room, both enhanced with high ceilings and stylish laminate flooring.

The primary suite is a true retreat, complete with a cozy sitting area overlooking the water and private access to the Florida Room, through sliding glass doors. The primary suite features dual walk-in closets with overhead luggage shelving and a luxurious en-suite bathroom offering, a Comfort-height double-sink vanity, Linen closet, Seated walk-in shower, Private water closet and Spacious garden tub

Enjoy year-round indoor/outdoor living in the generously sized Florida room, where tranquil pond views and the soothing sound of a cascading fountain create a peaceful ambiance.

Additional Features Include: Laundry room with washer, dryer, and utility sink, Updated roof (2021), AC unit (2024), Water heater (2018), Solid Surface Flooring thru out, Gutters, Security system, Paved driveway and walkway, Carriage-style exterior lighting, Two-car garage with door opener and an additional refrigerator.
Traditions at Lake Ruby offers resort-style living with access to a lakefront clubhouse, dock, and boat ramp, as well as a heated swimming pool and spa. Residents enjoy a wide array of activities and amenities, including: Ballroom, Billiards, Meeting and craft rooms, Library and computer center, Dog park, Tennis and pickleball courts, Basketball and bocce ball, Shuffleboard, Fitness center and aerobics studio and more.
Conveniently located near shopping, dining, major highways, and Legoland, this home provides an exceptional lifestyle. Monthly HOA fees include exterior house painting, cable, internet, lawn service, and full access to all clubhouse amenities -offering a truly worry-free living experience. Seller will consider selling the furniture for an additional fee.

Features

  • Amenities: Basketball Court, Cable TV, Clubhouse, Fence Restrictions, Fitness Center, Gated, Park, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Shuffleboard Court, Tennis Court(s)
  • Rooms: 14
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2006
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,109
  • Acreage: 0.19
  • Est. Taxes: $2,093
  • HOA Fee: $485 Monthly
  • Lot Desc: Landscaped, Level
  • View: Water
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: P4935794
  • Days on Market: 170 days
  • Website: https://www.raveis.com
    /prop/P4935794/3614plymouthdrive_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/12/2026 3:13:42 AM)
Listing courtesy of CENTURY 21 MYERS REALTY LAKE WALES   Phone: 863-676-4448

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NMLS Mortgage Loan Originator ID 16953

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3614 PLYMOUTH DRIVE, Winter Haven, FL, 33884

$320,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $256,000 $256,000 $256,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.307% 6.292% 5.561%
Monthly Tax Payment $174 $174 $174
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,494 $1,555 $2,058
Total Monthly Payment $1,743 $1,804 $2,307

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.