3214 89TH STREET E, Palmetto, FL, 34221 | $159,000

Under contract-accepting backup offers. NO LOT RENT! Here’s your opportunity to own a beautifully updated two-bedroom, two-bathroom home in the highly sought-after 55+ community of Piney Point!. Step inside to discover a spacious living area with vaulted ceilings that create a warm, inviting atmosphere. The freshly painted interior features new luxury vinyl plank flooring throughout, complemented by a newly refreshed kitchen with granite countertops, and a dedicated pantry and storage room—for added storage convenience. The primary suite offers an elegant en-suite bathroom with a walk-in shower, a generous walk-in closet, and a stylish new vanity, while the guest bathroom also includes a walk-in shower and an updated vanity. Additional upgrades include new ceiling fans, light fixtures, and window blinds, ensuring comfort and modern appeal. Enjoy the convenience of a carport for covered parking and a charming side lanai that seamlessly blends indoor and outdoor living—ideal for relaxing or entertaining guests. Behind the lanai, you’ll find a laundry area and access to a lovely brick paver patio, perfect for soaking up the Florida sunshine. With a low $310 monthly HOA that covers water, internet, cable TV, and lawn care, and No Lot Rent this home offers excellent value and peace of mind. Seller is offering a $2, 000 credit toward furniture at closing to make it easier to furnish your new home and start living your dream! Conveniently located near St. Pete, Bradenton, Sarasota, and Tampa, you’ll have quick access to shopping, dining, and the world-famous beaches of Anna Maria Island. Affordable, move-in ready, and brimming with modern upgrades, this home offers a low-maintenance lifestyle in a friendly, amenity-rich community. Don’t miss your chance to make it yours!

Features

  • Amenities: Clubhouse, Pool
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 1985
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,136
  • Acreage: 0.09
  • Est. Taxes: $796
  • HOA Fee: $310 Monthly
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer
  • MLS#: A4671596
  • Days on Market: 93 days
  • Website: https://www.raveis.com
    /prop/A4671596/321489thstreete_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/5/2026 4:02:24 AM)

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The Richard Tariff TeamSales Associate

413.519.1624

Richard.Tariff@Raveis.com

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Andrew van DykVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 23716

781.490.5670

Andrew.vanDyk@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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3214 89TH STREET E, Palmetto, FL, 34221

$159,000

The Richard Tariff Team

Sales Associate

William Raveis Real Estate

Phone: 413.519.1624

Richard.Tariff@Raveis.com

Andrew van Dyk

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 781.490.5670

Andrew.vanDyk@raveis.com

NMLS Mortgage Loan Originator ID 23716

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $127,200 $127,200 $127,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.156% 5.541%
Monthly Tax Payment $66 $66 $66
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $722 $762 $1,023
Total Monthly Payment $863 $903 $1,164

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.