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Presented by
Claire Maestroni |
Charming and beautifully maintained Cape-style home on a quiet Hempstead block, offering great curb appeal, an attached garage, and a private back yard. The welcoming front entry opens to a bright living room with a large bay window that fills the space with natural light and highlights the comfortable, open feel of the main level. Just off the living room is a dedicated dining area, perfectly situated near the kitchen for easy everyday living and entertaining. The kitchen is well laid out with plenty of cabinet and counter space, and a window overlooking the yard adds to the home’s warm, inviting feel. Well-sized bedrooms provide flexible options for sleeping, home office, or guest space, and the home includes two full baths for added convenience. A versatile lower level offers additional living space ideal for a recreation room, media area, gym, or storage. Outside, enjoy a nicely landscaped property with a private backyard, green lawn, and outdoor dining. The long driveway and attached garage provide ample off-street parking. Located close to shopping, local parks, schools, and major roadways, this home combines comfort, convenience, and classic Long Island charm. All information deemed reliable but not guaranteed; buyer and buyer’s agent to verify all information independently.
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Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
Sales Associate
William Raveis Real Estate
Phone: 203.274.3674
Claire.Maestroni@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $500,000 | $500,000 | $500,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.156% | 5.522% |
| Monthly Tax Payment | $1,006 | $1,006 | $1,006 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,839 | $2,995 | $4,019 |
| Total Monthly Payment | $3,937 | $4,093 | $5,117 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.