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Tucked away on a quiet dead-end street, this expanded 6-bedroom, 2-bath ranch has been lovingly maintained by the same owner for more than 50 years. Now ready for its next chapter, the home is being sold "AS IS" and offers an exceptional opportunity for someone to reimagine and refresh it to suit their own style and needs. Inside, you’ll find a surprisingly generous layout, highlighted by a dramatic great room featuring vaulted ceiling and a wood-burning fireplace, an inviting focal point that hints at the home’s potential for warm gatherings and modern updates. With multiple bedrooms and an expansive footprint, the home offers wonderful flexibility for creating workspaces, guest rooms, play areas, or a completely new flow that fits today’s living. The home is located within the Oceanside School District, and the surrounding area provides both privacy and convenience. Nestled in a peaceful residential pocket of Baldwin, the property is moments from local shops, parks, dining, and everyday amenities. Access to major roadways and nearby public transportation—including the LIRR adds ease for commuting across Long Island or into the city. With its heartfelt history, substantial scale, and prime positioning, this long-loved home offers a rare opportunity to craft something truly personal and full of potential.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | $1,194 | $1,194 | $1,194 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,353 | $3,489 | $4,644 |
| Total Monthly Payment | $4,639 | $4,775 | $5,930 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.