4633 CROSS PRAIRIE PARKWAY, St. Cloud, FL, 34772 | $380,000

Short Sale. Welcome to this like new, move-in ready 4-bedroom bungalow, crafted by award-winning Meritage Homes and loaded with energy-efficient, smart-home, and designer upgrades throughout. Built just last year and set on an oversized lot, this home offers the perfect combination of modern comfort, refined styling, and exceptional construction—without the wait or stress of new-build timelines.

From the moment you arrive, the elegant exterior steals the show with designer-curated color schemes, 30-year architectural shingles, stylish paver driveway and walkway, fully sodded landscaping, and a charming front porch with acrylic decking—the perfect spot to unwind. Step inside to discover a bright, thoughtfully designed interior featuring ceramic tile flooring, high 8' ceilings, raised 6-panel doors, designer lighting, and beautifully textured walls and ceilings.

The gourmet kitchen impresses with 36" cabinetry, stainless steel Whirlpool appliances, stone countertops, a Moen pulldown faucet, pre-plumbed ice maker, and a functional layout ideal for cooking and entertaining. The spacious living areas flow seamlessly while plush carpet offers comfort underfoot.

Retreat to the luxurious primary suite, complete with an executive-height vanity, dual sinks (per plan), walk-in shower, WaterSense fixtures, and a generous walk-in closet. Additional bedrooms are roomy and versatile, perfect for family, guests, or a home office.

This home is packed with premium construction and comfort features including spray foam insulation (including attic), sealed ducts, multispeed HVAC with whole-home dehumidifier, Low-E windows, LED lighting, indoor airPLUS qualification, low-VOC paints, and ENERGY STAR appliances—delivering healthier indoor air, lower utility costs, and year-round comfort. Safety and durability shine with a steel-reinforced monolithic slab, hardwired smoke/CO detectors with backup, and industry-leading warranties.

Enjoy the convenience of the M. Connected Home™ Automation Suite, featuring a smart thermostat, smart door lock, smart garage door, motion detector, door sensors, video doorbell, USB outlets, and a connected hub—your home, fully at your fingertips.

Additional upgrades include custom blinds, epoxy-coated garage floors, brand-new sod, professionally designed landscaping, and a stylish double stair railing that elevates the home’s character and functionality.

With a rear-facing garage that enhances curb appeal and a spacious lot perfect for outdoor living, this home offers unmatched value in a desirable community. Ideal for families who need to relocate quickly—everything is already done. This amazing Short Sale opportunity won't last! Simply move in and enjoy.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Laundry Room, Upper Level, Washer Hookup
  • Style: Bungalow
  • Year Built: 2024
  • Garage: 2-car Driveway, Garage Door Opener, Garage Faces Rear
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,114
  • Acreage: 0.11
  • Est. Taxes: $2,222
  • HOA Fee: $89 Monthly
  • Lot Desc: Level, Sidewalk
  • Elem. School: Neptune Elementary
  • Middle School: Neptune Middle (6-8)
  • High School: St. Cloud High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • MLS#: O6360274
  • Days on Market: 80 days
  • Website: https://www.raveis.com
    /prop/O6360274/4633crossprairieparkway_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/20/2026 2:17:11 PM)
Listing courtesy of KARDOSH REALTY   Phone: 407-499-4466

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4633 CROSS PRAIRIE PARKWAY, St. Cloud, FL, 34772

$380,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $304,000 $304,000 $304,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $185 $185 $185
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,872 $1,947 $2,545
Total Monthly Payment $2,132 $2,207 $2,805

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.