4536 CUTWATER DRIVE, Orlando, FL, 32820 | $949,900

Built in 2023, this single-story home in the gated community of Sunset Preserve blends modern design, refined finishes, and effortless Florida living. The open-concept layout features eleven-foot ceilings, wide-plank luxury vinyl floors, and decorative accents that enhance the sense of space. Expansive sliding doors fill the home with natural light and open to a tranquil outdoor retreat overlooking a peaceful pond with Lake Pickett just beyond.
The gourmet kitchen is the heart of the home with upgraded KitchenAid appliances, an oversized island, quartz countertops, and soft-close cabinetry. The layout flows seamlessly into the spacious living and dining areas, creating the perfect setting for gatherings and everyday comfort. The primary suite offers a true escape with dual walk-in closets, a spa-style bathroom with a soaking tub and frameless glass shower, and private views of the water.
Three additional bedrooms, including a Jack and Jill suite, are thoughtfully positioned for privacy, while a front office adds flexibility as a fifth bedroom or creative workspace. The extended three-car garage provides abundant storage, complemented by energy-efficient construction and premium finishes throughout.
Step outside to a screened lanai with a resort-style pool and spillover spa, where you can relax and watch the sunset reflect across the water. Sunset Preserve residents enjoy private access to Lake Pickett with a community boat ramp, dock, lakefront pavilion, and playground. Conveniently located near 417, 408, and top-rated schools, this home offers the perfect balance of serenity, sophistication, and accessibility.

Features

  • Amenities: Gated
  • Rooms: 14
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2023
  • Garage: 3-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,040
  • Acreage: 0.5
  • Est. Taxes: $11,040
  • HOA Fee: $189 Monthly
  • Lot Desc: Landscaped, Sidewalk
  • View: Water
  • Elem. School: East Lake Elem
  • Middle School: Corner Lake Middle
  • High School: East River High
  • Pool: In Ground, Lighting, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: O6359758
  • Days on Market: 24 days
  • Website: https://www.raveis.com
    /prop/O6359758/4536cutwaterdrive_orlando_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/10/2025 11:32:12 PM)
Listing courtesy of THE AGENCY ORLANDO   Phone: 407-951-2472

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4536 CUTWATER DRIVE, Orlando, FL, 32820

$949,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $759,920 $759,920 $759,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.477% 6.223% 6.078%
Monthly Tax Payment $920 $920 $920
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,435 $4,617 $6,361
Total Monthly Payment $5,447 $5,629 $7,373

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.