920 Pine Neck Road, Southold, NY, 11971 | $899,000

Stylishly Renovated Ranch with Saltwater Pool! Bright, white, and move-in ready—this renovated ranch offers the modern coastal look every buyer is searching for. The open, airy layout features a cozy living room, spacious dining area, and an eat-in kitchen with white cabinetry, brushed gold hardware, and new flooring. The living room features large windows overlooking the backyard and gorgeous pool, filling the home with natural light. The dining room has great indoor outdoor flow, perfect for entertaining. The property includes two bedrooms, one full bath, a full unfinished basement, and an attached 1. 5 car garage. Upgrades include super high efficient CAC with air cleaner (2023, ) freshly painted interiors (2024, ) light-toned flooring (2025), and updated window treatments throughout (2025). Exterior improvements include a 18x36 saltwater vinyl pool with stadium steps which has: propane heat, integrated pool lighting system, automatic cover and mesh winter cover (2023). Bluestone pavers surrounding the pool and connecting to a covered patio, and upgraded landscaping for a clean, modern finish (2023). Covered patio is 25x12 and is the perfect place to enjoy your morning coffee or evening cocktail and relax. Ideally located near both Southold Village and historic Greenport, the property offers the best of both worlds. Wineries, local farms, and farm-to-table dining are just moments away, while boating enthusiasts will appreciate nearby marinas. Serene beaches like Town Beach and Goose Beach are just moments away. A turnkey opportunity for those seeking a year-round home, weekend retreat, or investment property on the North Fork. Furnishings may be available for separate purchase.

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 1 full
  • Style: Ranch
  • Year Built: 1967
  • Garage: 1.5-car
  • Heating: Oil
  • Cooling: Central Air
  • Basement: Full
  • Approx Sq. Feet: 1,300
  • Acreage: 0.41
  • Est. Taxes: $8,799
  • Water Front: Yes
  • Elem. School: Southold Elementary School
  • Middle School: Southold Junior-Senior High School
  • High School: Southold Junior-Senior High School
  • School District: Southold
  • Pool: In Ground, Outdoor Pool, Salt Water
  • Appliances: Dryer, Gas Oven, Microwave, Refrigerator, Washer
  • MLS#: 934620
  • Days on Market: 76 days
  • Website: https://www.raveis.com
    /prop/934620/920pineneckroad_southold_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Daniel Gale Sothebys Intl Rlty   Phone: 631-298-4130

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

920 Pine Neck Road, Southold, NY, 11971

$899,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,200 $719,200 $719,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.125% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.021% 6.110% 5.932%
Monthly Tax Payment $733 $733 $733
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,916 $4,312 $5,972
Total Monthly Payment $4,741 $5,137 $6,797

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.