10227 MINERAL Road, Jacksonville, FL, 32256 | $517,300

With detailed exterior accents, soothing colors, and grand stonework, the Acosta offers exceptional curb appeal and character. Inside, you're welcomed by a dramatic staircase and soaring ceilings that set the tone for the rest of the home.

Host with ease in the gourmet kitchen, ideal for preparing game-day treats while friends gather around the enormous island—perfectly positioned for viewing the television. The kitchen features crisp white shaker-style cabinetry, sleek black hardware, and a classic white subway tile backsplash.

Open the sliding glass doors to seamlessly expand your entertaining space into the fenced backyard, which overlooks a lush, private preserve. If guests are too tired to drive home, invite them to stay comfortably in the downstairs fourth bedroom, complete with an adjoining full bath for added privacy.

Upstairs, enjoy a versatile flex area and step out onto the spacious balcony perched among the treetops—a perfect spot for morning coffee or an evening unwind. Retreat to the serene owner's suite, where large, beautiful windows invite natural light and create a relaxing atmosphere. Two generous secondary bedrooms share a full bath featuring double vanities for added convenience. Live your best life in the amenity-rich, conveniently located Villas @ Kettering in eTownwhere comfort, style, and community come together effortlessly.

Features

  • Amenities: Pool
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Style: Contemporary
  • Year Built: 2026
  • Garage: 2-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 2,300
  • HOA Fee: $225 Monthly
  • Lot Desc: Sprinklers In Front, Sprinklers In Rear
  • Elem. School: Mandarin Oaks
  • Middle School: Twin Lakes Academy
  • High School: Atlantic Coast
  • Appliances: Dishwasher, Disposal, Electric Oven, Gas Cooktop, Microwave, Plumbed For Ice Maker, Tankless Water Heater
  • MLS#: 2117676
  • Days on Market: 89 days
  • Website: https://www.raveis.com
    /prop/2117676/10227mineralroad_jacksonville_fl?source=qrflyer
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of WEEKLEY HOMES REALTY

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10227 MINERAL Road, Jacksonville, FL, 32256

$517,300

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $413,840 $413,840 $413,840
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.000% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.149% 6.178% 5.541%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,317 $2,481 $3,327
Total Monthly Payment $2,409 $2,573 $3,419

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.